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Kotak Credit Risk Fund

Mutual fund
Direct · Growth: other plans of this fund

Same portfolio. Regular plans include a distributor’s fee.

· AMFI 119741

₹36.55

+6.3%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹34.39 on 11 November 2025 to ₹36.55 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Credit Risk
Yearly fee
0.81%
Since 1 October 2026
Fund size
₹769 crore
Started
1 January 2013
Exit load
1% if sold within 365 days, on units over 6% of the investment
Compared against
CRISIL Credit Risk Debt B-II Index
Plan
Direct · Growth
Holds
43 lines, no company shares
43 lines in all
Holdings as at
29 September 2026

What does it hold?

Bonds and money market 79.9% · cash 10.2% · REITs and InvITs 9.8% · holdings as at 29 September 2026

  1. 1

    Repo

    8.1%
  2. 2

    JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC

    7.3%
  3. 3

    VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC

    6.5%
  4. 4

    BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC

    6.5%
  5. 5

    TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC

    6.5%
  6. 6

    MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC

    6.5%
  7. 7

    CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC

    5.8%
  8. 8

    ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC

    5.2%
  9. 9

    Bharat Highways InvIT

    4.6%
  10. 10

    AU SMALL FINANCE BANK LIMITED SR I 9.3 LOA 03AG32 FVRS1CR

    3.9%
Show all 43
  1. 11

    360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LAC

    3.3%
  2. 12

    MAS FINANCIAL SERVICES LIMITED RR NCD 12JU28 FVRS1LAC

    3.2%
  3. 13

    REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC

    3.2%
  4. 14

    STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100

    3.2%
  5. 15

    Embassy Office Parks REIT

    3.2%
  6. 16

    AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC

    2.6%
  7. 17

    AADHAR HOUSING FINANCE LIMITED 8.37 NCD 29MY28 FVRS1LAC

    2.6%
  8. 18

    GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100

    2.5%
  9. 19

    Net Current Assets

    2.1%
  10. 20

    ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV C 9.15 BD 30NV28 FVRS1LAC

    2.0%
  11. 21

    Brookfield India Real Estate Trust REIT

    1.6%
  12. 22

    THDC INDIA LIMITED SR-1 7.59 LOA 03OT26 FVRS10LAC

    1.3%
  13. 23

    GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC

    0.8%
  14. 24

    GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC

    0.8%
  15. 25

    GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC

    0.8%
  16. 26

    GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC

    0.8%
  17. 27

    7.71% GOI 18-May-2066

    0.7%
  18. 28

    NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC

    0.7%
  19. 29

    Others Class A2 AIF

    0.6%
  20. 30

    U.P. POWER CORPORATION LIMITED SR I STRPP D 9.70 BD 31MR28 FVRS10LAC

    0.5%
  21. 31

    U.P. POWER CORPORATION LIMITED SR I STRPP E 9.70 BD 30MR29 FVRS10LAC

    0.5%
  22. 32

    Cube Highways Trust

    0.4%
  23. 33

    DHRUVA XXII SERIES A1 PTC 29AUG24

    0.3%
  24. 34

    U.P. POWER CORPORATION LIMITED SR II F 9.95 BD 29MR30 FVRS10LAC

    0.3%
  25. 35

    U.P. POWER CORPORATION LIMITED SR II D 9.95 BD 31MR28 FVRS10LAC

    0.3%
  26. 36

    U.P. POWER CORPORATION LIMITED SR II E 9.95 BD 30MR29 FVRS10LAC

    0.3%
  27. 37

    U.P. POWER CORPORATION LIMITED SR I STRPP C 9.70 BD 31MR27 FVRS10LAC

    0.2%
  28. 38

    SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24

    0.2%
  29. 39

    U.P. POWER CORPORATION LIMITED SR II C 9.95 BD 31MR27 FVRS10LAC

    0.1%
  30. 40

    SURAT MUNICIPAL CORPORATION STRPP A 8 BD 13OT29 FVRS500

    0.1%
  31. 41

    SURAT MUNICIPAL CORPORATION STRPP B 8 BD 13OT30 FVRS500

    0.1%
  32. 42

    VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23

    0.1%
  33. 43

    Yes Bank Ltd Perpetual Bond 9.00

    0.0%

What does it cost?

0.81% a year: ₹81 on every ₹10,000 you hold.

The middle fee for Credit Risk direct plans is 0.80%.

Exit load: 1% if sold within 365 days, on units over 6% of the investment

How has it done?

1 year
+6.3%
3 years, per year
+8.4%
5 years, per year
+6.7%

Worst fall so far: −3.9% (Mar 2020 to Apr 2020).

Against other Credit Risk funds: out of 131 three-year stretches, it finished above the middle Credit Risk fund in 71.

In Jan–Apr 2020 alone it fell 3.9%; the middle fund fell 2.7%.

Past prices are not a forecast of anything.

Events

  1. 1 October 2026Fee changed from 0.81% to 0.81% a year.
  2. 29 September 2026New portfolio published: holdings as at 29 September 2026.
  3. 1 September 2026Fee moved between 0.80% and 0.85% a year (13 changes, 29 Apr – 1 Sep 2026).
  4. 8 April 2025Fee moved between 0.77% and 0.81% a year (3 changes, 27 Mar 2024 – 8 Apr 2025).
  5. 19 July 2023Fee moved between 0.73% and 0.77% a year (4 changes, 17 Feb 2022 – 19 Jul 2023).

Related

Other plans of this fund

Same portfolio, different plan.

All 13 Credit Risk funds, A to Z →

Sources and dates

Holdings
Groww's page for this fund, month-end 29 September 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 1 October 2026
Company sizes
SEBI's rank by full market value, 25 September 2026