Kotak Credit Risk Fund
Regular · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 117716
₹32.09
+5.3%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹30.47 on 11 November 2025 to ₹32.09 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Credit Risk
- Yearly fee
- 1.73%
- Since 1 October 2026
- Fund size
- ₹769 crore
- Started
- 1 January 2013
- Exit load
- 1% if sold within 365 days, on units over 6% of the investment
- Compared against
- CRISIL Credit Risk Debt B-II Index
- Plan
- Regular · Growth
- Holds
- 43 lines, no company shares
- 43 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 79.9% · cash 10.2% · REITs and InvITs 9.8% · holdings as at 29 September 2026
- 1
Repo
8.1% - 2
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
7.3% - 3
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC
6.5% - 4
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC
6.5% - 5
TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC
6.5% - 6
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC
6.5% - 7
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC
5.8% - 8
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
5.2% - 9
Bharat Highways InvIT
4.6% - 10
AU SMALL FINANCE BANK LIMITED SR I 9.3 LOA 03AG32 FVRS1CR
3.9%
Show all 43
- 11
360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LAC
3.3% - 12
MAS FINANCIAL SERVICES LIMITED RR NCD 12JU28 FVRS1LAC
3.2% - 13
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC
3.2% - 14
STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100
3.2% - 15
Embassy Office Parks REIT
3.2% - 16
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
2.6% - 17
AADHAR HOUSING FINANCE LIMITED 8.37 NCD 29MY28 FVRS1LAC
2.6% - 18
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
2.5% - 19
Net Current Assets
2.1% - 20
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV C 9.15 BD 30NV28 FVRS1LAC
2.0% - 21
Brookfield India Real Estate Trust REIT
1.6% - 22
THDC INDIA LIMITED SR-1 7.59 LOA 03OT26 FVRS10LAC
1.3% - 23
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC
0.8% - 24
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC
0.8% - 25
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC
0.8% - 26
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC
0.8% - 27
7.71% GOI 18-May-2066
0.7% - 28
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
0.7% - 29
Others Class A2 AIF
0.6% - 30
U.P. POWER CORPORATION LIMITED SR I STRPP D 9.70 BD 31MR28 FVRS10LAC
0.5% - 31
U.P. POWER CORPORATION LIMITED SR I STRPP E 9.70 BD 30MR29 FVRS10LAC
0.5% - 32
Cube Highways Trust
0.4% - 33
DHRUVA XXII SERIES A1 PTC 29AUG24
0.3% - 34
U.P. POWER CORPORATION LIMITED SR II F 9.95 BD 29MR30 FVRS10LAC
0.3% - 35
U.P. POWER CORPORATION LIMITED SR II D 9.95 BD 31MR28 FVRS10LAC
0.3% - 36
U.P. POWER CORPORATION LIMITED SR II E 9.95 BD 30MR29 FVRS10LAC
0.3% - 37
U.P. POWER CORPORATION LIMITED SR I STRPP C 9.70 BD 31MR27 FVRS10LAC
0.2% - 38
SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24
0.2% - 39
U.P. POWER CORPORATION LIMITED SR II C 9.95 BD 31MR27 FVRS10LAC
0.1% - 40
SURAT MUNICIPAL CORPORATION STRPP A 8 BD 13OT29 FVRS500
0.1% - 41
SURAT MUNICIPAL CORPORATION STRPP B 8 BD 13OT30 FVRS500
0.1% - 42
VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23
0.1% - 43
Yes Bank Ltd Perpetual Bond 9.00
0.0%
What does it cost?
1.73% a year: ₹173 on every ₹10,000 you hold.
The middle fee for Credit Risk direct plans is 0.80%.
The direct plan of this fund costs 0.81% a year.
Exit load: 1% if sold within 365 days, on units over 6% of the investment
How has it done?
- 1 year
- +5.3%
- 3 years, per year
- +7.4%
- 5 years, per year
- +5.7%
Worst fall so far: −4.0% (Mar 2020 to Apr 2020).
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee moved between 1.73% and 1.74% a year (2 changes, 30 Sep – 1 Oct 2026).
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee moved between 1.72% and 1.77% a year (11 changes, 21 May – 1 Sep 2026).
- 20 May 2026Fee changed from 1.71% to 1.77% a year.
- 3 April 2024Fee moved between 1.69% and 1.73% a year (26 changes, 4 May 2022 – 3 Apr 2024).
Show all 6
- 3 April 2022Fee moved between 1.72% and 1.77% a year (6 changes, 30 Jan – 3 Apr 2022).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026