Kotak Medium to Long Term Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 119735
₹90.96
+3.8%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹87.59 on 11 November 2025 to ₹90.96 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Medium to Long Duration
- Yearly fee
- 0.74%
- Since 1 October 2026
- Fund size
- ₹1,760 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- CRISIL Medium to Long Duration Debt A-III Index
- Plan
- Direct · Growth
- Holds
- 42 lines, no company shares
- 42 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 76.2% · cash 18.3% · REITs and InvITs 5.5% · holdings as at 29 September 2026
- 1
Repo
17.0% - 2
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
15.8% - 3
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LAC
7.6% - 4
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
5.7% - 5
Power Finance Corporation Ltd.**
5.6% - 6
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
5.3% - 7
Capital Infra Trust
4.6% - 8
STATE DEVELOPMENT LOAN 36411 BH 10SP34 7.45 FV RS 100
4.5% - 9
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
4.1% - 10
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
4.1%
Show all 42
- 11
STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100
3.3% - 12
POWER FINANCE CORPORATION LTD. TRI SRV CATIII&IV BR NCD 22JN31 FVRS1000
2.8% - 13
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
1.9% - 14
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
1.4% - 15
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AA2025 7.8863 NCD 28AP28 FVRS1LAC
1.4% - 16
STATE DEVELOPMENT LOAN 31271 KAR 12JN32 7.14 FV RS 100
1.4% - 17
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LAC
1.4% - 18
STATE DEVELOPMENT LOAN 36195 BH 09JL35 6.88 FV RS 100
1.3% - 19
LIC HOUSING FINANCE LTD.**
1.3% - 20
Net Current Assets
1.3% - 21
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
1.0% - 22
GOVERNMENT OF INDIA 34787 GS 15OCT2036 C STRIPS FV RS 100
0.8% - 23
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
0.8% - 24
GOVERNMENT OF INDIA 34788 GS 15APR2037 C STRIPS FV RS 100
0.8% - 25
GS CG 22/04/2038 - (STRIPS)
0.8% - 26
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC
0.6% - 27
Bharat Highways InvIT
0.5% - 28
Raajmarg Infra Investment Trust
0.5% - 29
GOVERNMENT OF INDIA 34786 GS 15APR2036 C STRIPS FV RS 100
0.4% - 30
Others Class A2 AIF
0.3% - 31
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
0.3% - 32
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC
0.3% - 33
LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC
0.2% - 34
GOVERNMENT OF INDIA 35217 GS 25NOV2035 C STRIPS FV RS 100
0.2% - 35
GOVERNMENT OF INDIA 35219 GS 25NOV2036 C STRIPS FV RS 100
0.1% - 36
GOVERNMENT OF INDIA 35221 GS 25NOV2037 C STRIPS FV RS 100
0.1% - 37
GOVERNMENT OF INDIA 35224 GS 25MAY2039 C STRIPS FV RS 100
0.1% - 38
West Bengal State SDL 7.78 01/03/2027
0.1% - 39
STATE DEVELOPMENT LOAN 32546 MH 25JN33 7.64 FV RS 100
0.1% - 40
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100
0.1% - 41
CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100
0.0% - 42
STATE DEVELOPMENT LOAN 29768 AP 02DC28 6.4 FV RS 100
0.0%
What does it cost?
0.74% a year: ₹74 on every ₹10,000 you hold.
The middle fee for Medium to Long Duration direct plans is 0.68%.
Exit load: None
How has it done?
- 1 year
- +3.8%
- 3 years, per year
- +7.1%
- 5 years, per year
- +6.1%
Worst fall so far: −9.9% (May 2013 to Aug 2013).
Against other Medium to Long Duration funds: out of 131 three-year stretches, it finished above the middle Medium to Long Duration fund in 77.
In Jan–Apr 2020 alone it fell 3.2%; the middle fund fell 3.0%.
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee changed from 0.74% to 0.74% a year.
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee moved between 0.72% and 0.74% a year (4 changes, 1 Jun – 1 Sep 2026).
- 20 May 2026Fee moved between 0.69% and 0.72% a year (6 changes, 18 Dec 2024 – 20 May 2026).
- 16 April 2024Fee changed from 0.64% to 0.69% a year.
Show all 8
- 11 May 2023Fee changed from 0.63% to 0.64% a year.
- 28 June 2022Fee moved between 0.58% and 0.63% a year (2 changes, 17 Feb – 28 Jun 2022).
- 22 January 2022Fee changed from 0.74% to 0.60% a year.
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026