Kotak Medium to Long Term Fund

Mutual fund

Regular · Growth

Same portfolio. Regular plans include a distributor’s fee.

Direct · Growth0.74% a year

· AMFI 100299

₹79.97

+2.9%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Medium to Long Duration
Yearly fee: 1.65%; Since 1 October 2026
Fund size: ₹1,760 crore
Started: 1 January 2013
Exit load: None
Compared against: CRISIL Medium to Long Duration Debt A-III Index
Plan: Regular · Growth
Holds: 42 lines, no company shares; 42 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 76.2% · cash 18.3% · REITs and InvITs 5.5% · holdings as at 29 September 2026

1
Repo
17.0%
2
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
15.8%
3
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LAC
7.6%
4
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
5.7%
5
Power Finance Corporation Ltd.**
5.6%
6
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
5.3%
7
Capital Infra Trust
4.6%
8
STATE DEVELOPMENT LOAN 36411 BH 10SP34 7.45 FV RS 100
4.5%
9
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
4.1%
10
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
4.1%

Show all 42

11
STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100
3.3%
12
POWER FINANCE CORPORATION LTD. TRI SRV CATIII&IV BR NCD 22JN31 FVRS1000
2.8%
13
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
1.9%
14
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
1.4%
15
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AA2025 7.8863 NCD 28AP28 FVRS1LAC
1.4%
16
STATE DEVELOPMENT LOAN 31271 KAR 12JN32 7.14 FV RS 100
1.4%
17
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LAC
1.4%
18
STATE DEVELOPMENT LOAN 36195 BH 09JL35 6.88 FV RS 100
1.3%
19
LIC HOUSING FINANCE LTD.**
1.3%
20
Net Current Assets
1.3%
21
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
1.0%
22
GOVERNMENT OF INDIA 34787 GS 15OCT2036 C STRIPS FV RS 100
0.8%
23
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
0.8%
24
GOVERNMENT OF INDIA 34788 GS 15APR2037 C STRIPS FV RS 100
0.8%
25
GS CG 22/04/2038 - (STRIPS)
0.8%
26
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC
0.6%
27
Bharat Highways InvIT
0.5%
28
Raajmarg Infra Investment Trust
0.5%
29
GOVERNMENT OF INDIA 34786 GS 15APR2036 C STRIPS FV RS 100
0.4%
30
Others Class A2 AIF
0.3%
31
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
0.3%
32
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC
0.3%
33
LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC
0.2%
34
GOVERNMENT OF INDIA 35217 GS 25NOV2035 C STRIPS FV RS 100
0.2%
35
GOVERNMENT OF INDIA 35219 GS 25NOV2036 C STRIPS FV RS 100
0.1%
36
GOVERNMENT OF INDIA 35221 GS 25NOV2037 C STRIPS FV RS 100
0.1%
37
GOVERNMENT OF INDIA 35224 GS 25MAY2039 C STRIPS FV RS 100
0.1%
38
West Bengal State SDL 7.78 01/03/2027
0.1%
39
STATE DEVELOPMENT LOAN 32546 MH 25JN33 7.64 FV RS 100
0.1%
40
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100
0.1%
41
CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100
0.0%
42
STATE DEVELOPMENT LOAN 29768 AP 02DC28 6.4 FV RS 100
0.0%

What does it cost?

1.65% a year: ₹165 on every ₹10,000 you hold.

The middle fee for Medium to Long Duration direct plans is 0.68%.

The direct plan of this fund costs 0.74% a year.

Exit load: None

How has it done?

1 year: +2.9%
3 years, per year: +6.0%
5 years, per year: +5.0%

Worst fall so far: −10.1% (May 2013 to Aug 2013).

Past prices are not a forecast of anything.

Events

1 October 2026Fee moved between 1.65% and 1.65% a year (2 changes, 30 Sep – 1 Oct 2026).
29 September 2026New portfolio published: holdings as at 29 September 2026.
1 September 2026Fee moved between 1.64% and 1.67% a year (10 changes, 11 Jul 2024 – 1 Sep 2026).
3 April 2024Fee changed from 1.76% to 1.65% a year.
27 March 2024Fee moved between 1.75% and 1.78% a year (8 changes, 27 Mar 2023 – 27 Mar 2024).

Show all 11

2 March 2023Fee changed from 1.83% to 1.78% a year.
28 February 2023Fee moved between 1.80% and 1.85% a year (3 changes, 16 Feb – 28 Feb 2023).
6 February 2023Fee moved between 1.77% and 1.81% a year (23 changes, 10 May 2022 – 6 Feb 2023).
22 April 2022Fee moved between 1.73% and 1.77% a year (5 changes, 28 Feb – 22 Apr 2022).
17 February 2022Fee changed from 1.70% to 1.73% a year.
22 January 2022Fee changed from 1.67% to 1.70% a year.

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 1 October 2026
Company sizes: SEBI's rank by full market value, 25 September 2026