Kosamattam Finance 10% Feb '31
NBFC · ISIN INE403Q07GS0
- Time left
- 4 years 3 months
- to 19 Feb 2031
- Coupon
- 10% a year
- Interest paid
- Monthly
- Principal back
- All at maturity
- Face value
- ₹1,000
- Security
- Secured · Senior
Information, not advice. BasketLens doesn't sell bonds and takes no referral money.
What it pays
of face value
- Interest to maturity
- ₹43,333.16
- Principal back on 19 Feb 2031
- ₹1,00,000
- Total
- ₹1,43,333.16
Our arithmetic from the issuer’s terms, before tax, if every payment is made on time. Face value isn’t what you’d pay: on the exchange a bond costs more or less than that.
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Upcoming payments
- 20 November 2026Interest₹833.33
- 20 December 2026Interest₹833.33
2027
20 January 2027Interest₹833.33- 20 February 2027Interest₹833.33
on ₹1,00,000 of face value
See all 52 payments
- 20 November 2026Interest₹833.33
- 20 December 2026Interest₹833.33
2027
20 January 2027Interest₹833.33- 20 February 2027Interest₹833.33
- 20 March 2027Interest₹833.33
- 20 April 2027Interest₹833.33
- 20 May 2027Interest₹833.33
- 20 June 2027Interest₹833.33
- 20 July 2027Interest₹833.33
- 20 August 2027Interest₹833.33
- 20 September 2027Interest₹833.33
- 20 October 2027Interest₹833.33
- 20 November 2027Interest₹833.33
- 20 December 2027Interest₹833.33
2028
20 January 2028Interest₹833.33- 20 February 2028Interest₹833.33
- 20 March 2028Interest₹833.33
- 20 April 2028Interest₹833.33
- 20 May 2028Interest₹833.33
- 20 June 2028Interest₹833.33
- 20 July 2028Interest₹833.33
- 20 August 2028Interest₹833.33
- 20 September 2028Interest₹833.33
- 20 October 2028Interest₹833.33
- 20 November 2028Interest₹833.33
- 20 December 2028Interest₹833.33
2029
20 January 2029Interest₹833.33- 20 February 2029Interest₹833.33
- 20 March 2029Interest₹833.33
- 20 April 2029Interest₹833.33
- 20 May 2029Interest₹833.33
- 20 June 2029Interest₹833.33
- 20 July 2029Interest₹833.33
- 20 August 2029Interest₹833.33
- 20 September 2029Interest₹833.33
- 20 October 2029Interest₹833.33
- 20 November 2029Interest₹833.33
- 20 December 2029Interest₹833.33
2030
20 January 2030Interest₹833.33- 20 February 2030Interest₹833.33
- 20 March 2030Interest₹833.33
- 20 April 2030Interest₹833.33
- 20 May 2030Interest₹833.33
- 20 June 2030Interest₹833.33
- 20 July 2030Interest₹833.33
- 20 August 2030Interest₹833.33
- 20 September 2030Interest₹833.33
- 20 October 2030Interest₹833.33
- 20 November 2030Interest₹833.33
- 20 December 2030Interest₹833.33
2031
20 January 2031Interest₹833.33- 19 February 2031Interest and principal₹1,00,833.33
Ask about this bond
About Kosamattam Finance
Kosamattam Finance Limited is a gold-loan lender (NBFC). Its figures to Jun 2026: capital adequacy 20.96%, gross bad loans 1.23%.
Figures to Jun 2026
- Capital adequacy (CRAR)regulatory minimum 15% (RBI's scale-based regulation for NBFCs)20.96%Jun 2026
- Gearing (borrowings ÷ net worth)5.63xJun 2026
- Bad loans, gross (GNPA / Stage 3)1.23%Jun 2026
- Bad loans, net (NNPA)0.55%Jun 2026
- Loan book (AUM)₹7,698.4 crMar 2026
- Loan book growth35.3%Mar 2026
Earlier ratings
- 16 Jan 2026 · India Ratings A
- 24 Sep 2025 · India Ratings A
No rating changes or regulator actions in the filings we read, to Jun 2026.
Other details
- ISIN
- INE403Q07GS0
- Issuer type
- NBFC
- Matures
- 19 Feb 2031
- Interest from
- 20 Feb 2026
- Call or put
- No call or put: it runs to maturity
- Issue
- Public issue
- Listed
- BSE
- Debenture trustee
- Vistra ITCL (India) Limited
- RBI layer
- Middle Layer
- Ratings
- India Ratings A ↗
Documents
- Offer documentaccessed 9 Nov 2026
- Offer documentaccessed 9 Nov 2026
- Kosamattam Finance's own disclosureaccessed 9 Nov 2026
- Kosamattam Finance's own disclosureaccessed 9 Nov 2026
- Kosamattam Finance's own disclosureaccessed 9 Nov 2026
- Kosamattam Finance's own disclosureaccessed 9 Nov 2026
- India Ratings rating rationale, 27 Jul 2026accessed 27 Jul 2026
Published 11 Nov 2026 · company figures to Jun 2026 · ratings as at 27 Jul 2026