IFL Finance 12.25% Jan '28
NBFC · ISIN INE01XO07025
- Time left
- 14 months
- to 16 Jan 2028
- Coupon
- 12.25% a year
- Interest paid
- Monthly
- Principal back
- All at maturity
- Face value
- ₹10,000
- Security
- Secured · Senior
Information, not advice. BasketLens doesn't sell bonds and takes no referral money.
What it pays
of face value
- Interest to maturity
- ₹1,531.20
- Principal back on 16 Jan 2028
- ₹10,000
- Total
- ₹11,531.20
Our arithmetic from the issuer’s terms, before tax, if every payment is made on time. Face value isn’t what you’d pay: on the exchange a bond costs more or less than that.
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Upcoming payments
- 16 November 2026Interest₹102.08
- 16 December 2026Interest₹102.08
2027
16 January 2027Interest₹102.08- 16 February 2027Interest₹102.08
on ₹10,000 of face value
See all 15 payments
- 16 November 2026Interest₹102.08
- 16 December 2026Interest₹102.08
2027
16 January 2027Interest₹102.08- 16 February 2027Interest₹102.08
- 16 March 2027Interest₹102.08
- 16 April 2027Interest₹102.08
- 16 May 2027Interest₹102.08
- 16 June 2027Interest₹102.08
- 16 July 2027Interest₹102.08
- 16 August 2027Interest₹102.08
- 16 September 2027Interest₹102.08
- 16 October 2027Interest₹102.08
- 16 November 2027Interest₹102.08
- 16 December 2027Interest₹102.08
2028
16 January 2028Interest and principal₹10,102.08
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About IFL Finance
IFL Finance Limited is a housing finance company. Its figures to Sep 2026: capital adequacy 31.13%, gross bad loans 1.39%.
Figures to Sep 2026
- Capital adequacy (CRAR)regulatory minimum 15% (RBI's scale-based regulation for NBFCs)31.13%Sep 2026
- Gearing (borrowings ÷ net worth)2.3xSep 2026
- Bad loans, gross (GNPA / Stage 3)1.39%Sep 2026
- Bad loans, net (NNPA)1.15%Sep 2026
Earlier ratings
- 6 Nov 2024 · CRISIL BBB
No rating changes or regulator actions in the filings we read, to Sep 2026.
Other details
- ISIN
- INE01XO07025
- Issuer type
- NBFC
- Matures
- 16 Jan 2028
- Interest from
- 16 Jan 2026
- Call or put
- No call or put: it runs to maturity
- Issue
- Private placement
- Listed
- NSE
- Debenture trustee
- Catalyst Trusteeship Limited
- RBI layer
- —
- Ratings
- CRISIL BBB ↗
— not in the filings we read
Documents
- IFL Finance's filing with NSEaccessed 11 Nov 2026
- IFL Finance's filing with NSEaccessed 11 Nov 2026
- IFL Finance's filing with NSEaccessed 11 Nov 2026
- CRISIL rating rationale, 6 Jul 2026accessed 6 Jul 2026
Published 11 Nov 2026 · company figures to Sep 2026 · ratings as at 6 Jul 2026