Kotak Floating Interest Rates Fund

Mutual fund

Direct · Growth

· AMFI 147269

₹1,674.54

+5.1%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

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Overview

Kind of fund: Floater
Yearly fee: 0.24%; Since 1 October 2026
Fund size: ₹3,240 crore
Started: 14 May 2019
Exit load: None
Compared against: NIFTY SD Debt Index A-II
Plan: Direct · Growth
Holds: 45 lines, no company shares; 45 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 96.5% · cash 3.5% · holdings as at 29 September 2026

1
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
6.1%
2
STATE DEVELOPMENT LOAN 37058 KAR 11AG32 7.19 FV RS 100
5.9%
3
STATE DEVELOPMENT LOAN 37067 TN 11FB33 7.31 FV RS 100
5.5%
4
REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC
5.3%
5
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1AC
5.1%
6
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
3.5%
7
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
3.3%
8
TATA CAPITAL HOUSING FINANCE LIMITED SR A 8.05 NCD 18JU29 FVRS1LAC
3.1%
9
TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.86 NCD 21SP29 FVRS1LAC
3.1%
10
MUTHOOT FINANCE LIMITED 8.45 NCD 26JU29 FVRS1LAC
3.0%

Show all 45

11
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LAC
3.0%
12
DLF CYBER CITY DEVELOPERS LTD 6.92 NCD 28JL28 FVRS1LAC
3.0%
13
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC
3.0%
14
EMBASSY OFFICE PARKS REIT SR XV RR NCD 24JL35 FVRS1LAC
3.0%
15
EMBASSY OFFICE PARKS REIT SR XI 7.96 NCD 27SP27 FVRS1LAC
2.8%
16
MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LAC
2.3%
17
KARNATAKA State Government Securities (25/03/2031)
2.3%
18
SMFG INDIA CREDIT COMPANY LIMITED SR 118 8.15 NCD 19JU29 FVRS1LAC
2.3%
19
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26E 7.10 BD 29MR29 FVRS1LAC
2.3%
20
Net Current Assets
2.2%
21
BAJAJ HOUSING FINANCE LIMITED 7.85 NCD 01SP28 FVRS10LAC
2.1%
22
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
2.1%
23
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
2.1%
24
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC
1.6%
25
ICICI HOME FINANCE COMPANY LIMITED SR HDBJUL271 TR 1 RR BD 16JL29 FVRS1LAC
1.6%
26
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
1.5%
27
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC
1.5%
28
LIC HOUSING FINANCE LTD TR 444 7.75 NCD 23AG29 FVRS1LAC
1.5%
29
EMBASSY OFFICE PARKS REIT SR XII 7.73 NCD 14DC29 FVRS1LAC
1.5%
30
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC
1.5%
31
POWER FINANCE CORPORATION LIMITED SR 242A 7.27 BD 15OT31 FVRS1LAC
1.5%
32
L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC
1.5%
33
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC
1.4%
34
TATA CAPITAL HOUSING FINANCE LIMITED SR E 7.30 NCD 11FB28 FVRS1LAC
1.4%
35
Repo
1.3%
36
DHRUVA XXII SERIES A1 PTC 29AUG24
1.1%
37
KNOWLEDGE REALTY TRUST**
0.9%
38
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AF2023 STRPP2 8.25 NCD 28MR28 FVRS1LAC
0.8%
39
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
0.8%
40
L&T FINANCE LIMITED SR A OP 2 7.5934 NCD 29JU28 FVRS1LAC
0.8%
41
Others Class A2 AIF
0.5%
42
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED SR A 9.25 NCD 01MR28 FVRS1LAC
0.4%
43
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED SR B 9.25 NCD 28AG28 FVRS1LAC
0.4%
44
VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23
0.0%
45
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100
0.0%

What does it cost?

0.24% a year: ₹24 on every ₹10,000 you hold.

The middle fee for Floater direct plans is 0.28%.

Exit load: None

How has it done?

1 year: +5.1%
3 years, per year: +7.6%
5 years, per year: +6.7%

Worst fall so far: −2.0% (Mar 2020 to Mar 2020).

Against other Floater funds: out of 55 three-year stretches, it finished above the middle Floater fund in 39.

In Jan–Apr 2020 alone it fell 2.0%; the middle fund fell 1.8%.