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ICICI Prudential Retirement Fund Pure Debt

Mutual fund

Direct · Growth

· AMFI 146727

₹17.26

+4.0%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹16.61 on 11 November 2025 to ₹17.26 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Dynamic Bond
Yearly fee
1.22%
Since 30 September 2026
Fund size
₹79 crore
Started
27 February 2019
Exit load
None
Compared against
NIFTY Composite Debt Index
Plan
Direct · Growth
Holds
18 lines, no company shares
18 lines in all
Holdings as at
29 September 2026

What does it hold?

Bonds and money market 88.0% · cash 12.0% · holdings as at 29 September 2026

  1. 1

    GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100

    17.3%
  2. 2

    GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100

    12.0%
  3. 3

    Repo

    9.0%
  4. 4

    NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC

    7.6%
  5. 5

    HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES I 8.6 BD 12NV28 FVRS10LAC

    6.4%
  6. 6

    LIC Housing Finance Ltd Debenture 8.75 08/12/2028

    6.4%
  7. 7

    MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC

    6.3%
  8. 8

    GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100

    5.6%
  9. 9

    REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC

    5.1%
  10. 10

    VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC

    3.8%
Show all 18
  1. 11

    ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC

    3.8%
  2. 12

    CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD75 9.05 NCD 06MR32 FVRS1LAC

    3.8%
  3. 13

    POWER FINANCE CORPORATION LTD. SR BS226B 7.70 BD 15AP33 FVRS1LAC

    3.7%
  4. 14

    Net Current Assets

    3.0%
  5. 15

    4.45% Government of India (30/10/2034)

    2.5%
  6. 16

    HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC

    1.4%
  7. 17

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC

    1.2%
  8. 18

    Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027

    1.0%

What does it cost?

1.22% a year: ₹122 on every ₹10,000 you hold.

The middle fee for Dynamic Bond direct plans is 0.52%.

Exit load: None

How has it done?

1 year
+4.0%
3 years, per year
+6.5%
5 years, per year
+5.9%

Worst fall so far: −2.7% (Mar 2020 to Mar 2020).

Against other Dynamic Bond funds: out of 58 three-year stretches, it finished above the middle Dynamic Bond fund in 24.

In Jan–Apr 2020 alone it fell 2.7%; the middle fund fell 2.9%.

Past prices are not a forecast of anything.

Events

  1. 29 September 2026New portfolio published: holdings as at 29 September 2026.
  2. 12 May 2026Fee moved between 1.22% and 1.27% a year (2 changes, 11 May – 12 May 2026).
  3. 1 May 2026Fee moved between 1.20% and 1.25% a year (5 changes, 28 May 2025 – 1 May 2026).
  4. 27 May 2025Fee changed from 1.28% to 1.24% a year.
  5. 24 January 2025Fee changed from 1.19% to 1.28% a year.
Show all 24
  1. 9 September 2024Fee changed from 1.18% to 1.19% a year.
  2. 6 September 2024Fee changed from 1.09% to 1.18% a year.
  3. 16 May 2024Fee changed from 1.00% to 1.09% a year.
  4. 17 April 2024Fee changed from 0.99% to 1.00% a year.
  5. 16 April 2024Fee changed from 0.90% to 0.99% a year.
  6. 7 March 2024Fee changed from 1.01% to 0.90% a year.
  7. 14 February 2024Fee changed from 1.13% to 1.01% a year.
  8. 30 January 2024Fee changed from 1.25% to 1.13% a year.
  9. 8 May 2023Fee changed from 1.32% to 1.25% a year.
  10. 9 March 2023Fee changed from 1.29% to 1.32% a year.
  11. 17 January 2023Fee changed from 1.21% to 1.29% a year.
  12. 20 September 2022Fee changed from 1.14% to 1.21% a year.
  13. 12 August 2022Fee changed from 1.12% to 1.14% a year.
  14. 2 August 2022Fee changed from 1.08% to 1.12% a year.
  15. 15 June 2022Fee moved between 1.03% and 1.08% a year (2 changes, 20 May – 15 Jun 2022).
  16. 2 May 2022Fee changed from 1.13% to 1.04% a year.
  17. 21 March 2022Fee changed from 1.04% to 1.13% a year.
  18. 4 March 2022Fee changed from 0.92% to 1.04% a year.
  19. 10 February 2022Fee changed from 0.79% to 0.92% a year.

Sources and dates

Holdings
Groww's page for this fund, month-end 29 September 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 30 September 2026
Company sizes
SEBI's rank by full market value, 25 September 2026