Bank of India Credit Risk Fund
Direct · Growth
· AMFI 133868
₹15.01
+17.2%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹12.81 on 11 November 2025 to ₹15.01 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Credit Risk
- Yearly fee
- 0.61%
- Since 30 September 2026
- Fund size
- ₹74 crore
- Started
- 27 February 2015
- Exit load
- 1% if sold within 1 year, on units over 10% of the investment
- Compared against
- CRISIL Credit Risk Debt B-II Index
- Plan
- Direct · Growth
- Holds
- 12 lines, no company shares
- 12 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 75.0% · cash 25.0% · holdings as at 29 September 2026
- 1
Repo
22.3% - 2
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
10.8% - 3
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC
9.4% - 4
360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC
9.3% - 5
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
9.2% - 6
MANAPPURAM FINANCE LIMITED 8.60 NCD 24MR28 FVRS1LAC
8.7% - 7
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC
6.8% - 8
RASHTRIYA CHEMICALS AND FERTILIZERS LIMITED SR I 7.99 BD 07AG27 FVRS1LAC
6.7% - 9
JSW STEEL LIMITED 8.39 NCD 13MY27 FVRS1LAC
6.7% - 10
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC
6.7%
Show all 12
- 11
Net Receivables
2.7% - 12
Others Class A2 AIF
0.7%
What does it cost?
0.61% a year: ₹61 on every ₹10,000 you hold.
The middle fee for Credit Risk direct plans is 0.80%.
Exit load: 1% if sold within 1 year, on units over 10% of the investment
How has it done?
- 1 year
- +17.2%
- 3 years, per year
- +10.1%
- 5 years, per year
- +27.9%
Worst fall so far: −73.4% (Sep 2018 to Apr 2020).
Against other Credit Risk funds: out of 105 three-year stretches, it finished above the middle Credit Risk fund in 49.
In Jan–Apr 2020 alone it fell 51.9%; the middle fund fell 2.7%.
Past prices are not a forecast of anything.
Events
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee moved between 0.61% and 0.63% a year (2 changes, 1 Aug – 1 Sep 2026).
- 3 July 2026Fee changed from 1.18% to 0.63% a year.
- 1 June 2026Fee changed from 1.15% to 1.18% a year.
- 29 May 2026Fee changed from 1.26% to 1.15% a year.
Show all 25
- 27 May 2026Fee changed from 1.16% to 1.26% a year.
- 25 May 2026Fee moved between 1.15% and 1.16% a year (2 changes, 23 May – 25 May 2026).
- 21 May 2026Fee changed from 1.56% to 1.16% a year.
- 20 May 2026Fee changed from 1.46% to 1.56% a year.
- 19 May 2026Fee changed from 1.16% to 1.46% a year.
- 18 May 2026Fee moved between 1.15% and 1.16% a year (2 changes, 16 May – 18 May 2026).
- 15 May 2026Fee changed from 1.30% to 1.16% a year.
- 14 May 2026Fee moved between 1.29% and 1.30% a year (2 changes, 13 May – 14 May 2026).
- 12 May 2026Fee changed from 1.16% to 1.30% a year.
- 11 May 2026Fee changed from 1.15% to 1.16% a year.
- 9 May 2026Fee changed from 1.30% to 1.15% a year.
- 8 May 2026Fee changed from 1.17% to 1.30% a year.
- 7 May 2026Fee moved between 1.12% and 1.17% a year (3 changes, 30 Apr – 7 May 2026).
- 19 August 2025Fee moved between 1.10% and 1.12% a year (2 changes, 17 Jun – 19 Aug 2025).
- 15 January 2025Fee changed from 1.18% to 1.12% a year.
- 7 August 2024Fee moved between 1.15% and 1.19% a year (4 changes, 15 Jan – 7 Aug 2024).
- 20 September 2023Fee moved between 1.17% and 1.22% a year (3 changes, 11 May – 20 Sep 2023).
- 13 April 2023Fee changed from 1.54% to 1.22% a year.
- 15 February 2023Fee changed from 1.25% to 1.54% a year.
- 9 September 2022Fee moved between 1.25% and 1.28% a year (3 changes, 1 Jun – 9 Sep 2022).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 30 September 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026