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Franklin India Banking & PSU Debt Fund

Mutual fund

Direct · Growth

· AMFI 129008

₹25.42

+5.4%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹24.12 on 11 November 2025 to ₹25.42 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Banking and PSU
Yearly fee
0.23%
Since 30 September 2026
Fund size
₹567 crore
Started
25 April 2014
Exit load
None
Compared against
Nifty Banking & PSU Debt Index A-II
Plan
Direct · Growth
Holds
44 lines, no company shares
44 lines in all
Holdings as at
30 August 2026

What does it hold?

Bonds and money market 82.7% · cash 17.3% · holdings as at 30 August 2026

  1. 1

    Net Current Assets

    15.9%
  2. 2

    STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100

    5.7%
  3. 3

    INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC

    5.5%
  4. 4

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC

    4.7%
  5. 5

    AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC

    4.6%
  6. 6

    MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC

    4.5%
  7. 7

    HDFC BANK LIMITED CD 19NOV26

    4.3%
  8. 8

    INDIAN BANK CD 04DEC26

    4.3%
  9. 9

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 04DEC26

    4.3%
  10. 10

    BANK OF BARODA CD 06JAN27

    4.3%
Show all 44
  1. 11

    KOTAK MAHINDRA BANK LIMITED CD 08JAN27

    4.3%
  2. 12

    ICICI BANK LIMITED CD 27JAN27

    4.3%
  3. 13

    REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC

    4.2%
  4. 14

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27

    4.2%
  5. 15

    REC LIMITED SR 239 BD 03NV34 FVRS1LAC

    3.8%
  6. 16

    POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC

    3.6%
  7. 17

    7.02% Punjab SDL (01-Jul-2030)

    3.5%
  8. 18

    HDFC BANK LIMITED CD 22JAN27

    3.4%
  9. 19

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27

    3.4%
  10. 20

    Union Bank of India CD

    3.4%
  11. 21

    CANARA BANK CD 29JUN27

    2.5%
  12. 22

    JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC

    2.3%
  13. 23

    7.73% Andhra Pradesh State Government Securities

    1.8%
  14. 24

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC

    1.8%
  15. 25

    NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC

    1.8%
  16. 26

    STATE DEVELOPMENT LOAN 36998 PJB 28JN33 7.62 FV RS 100

    1.8%
  17. 27

    Cash/Net Current Assets

    1.5%
  18. 28

    STATE DEVELOPMENT LOAN 36849 BH 24DC33 7.65 FV RS 100

    1.1%
  19. 29

    JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC

    1.1%
  20. 30

    HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR

    0.9%
  21. 31

    STATE DEVELOPMENT LOAN 31430 RAJ 02MR32 7.17 FV RS 100

    0.9%
  22. 32

    TATA CAPITAL LIMITED SR C 8.15 NCD 11JU29 FVRS1LAC

    0.9%
  23. 33

    Others Class A2 AIF

    0.4%
  24. 34

    STATE DEVELOPMENT LOAN 36868 UKD 24DC32 7.64 FV RS 100

    0.2%
  25. 35

    7.71% GOI 18-May-2066

    0.2%
  26. 36

    STATE DEVELOPMENT LOAN 35647 CHT 05MR37 7.32 FV RS 100

    0.1%
  27. 37

    STATE DEVELOPMENT LOAN 35669 WB 05MR38 7.32 FV RS 100

    0.1%
  28. 38

    STATE DEVELOPMENT LOAN 37648 HP 08JL39 7.56 FV RS 100

    0.1%
  29. 39

    STATE DEVELOPMENT LOAN 37652 KER 08JL39 7.56 FV RS 100

    0.0%
  30. 40

    Cash Margin

    0.0%
  31. 41

    IDFC First Bank (Pay Fixed - Receive Floating)

    -2.6%
  32. 42

    Standard Chartered Bank (Pay Fixed - Receive Floating)

    -3.5%
  33. 43

    DBS BANK LTD (Pay Fixed - Receive Floating)

    -4.4%
  34. 44

    ICICI SECURITIES PRIMARY DEALERSHIP LTD (Pay Fixed - Receive Floating)

    -5.3%

What does it cost?

0.23% a year: ₹23 on every ₹10,000 you hold.

The middle fee for Banking and PSU direct plans is 0.35%.

Exit load: None

How has it done?

1 year
+5.4%
3 years, per year
+7.4%
5 years, per year
+6.5%

Worst fall so far: −3.6% (Mar 2020 to Mar 2020).

Against other Banking and PSU funds: out of 116 three-year stretches, it finished above the middle Banking and PSU fund in 57.

In Jan–Apr 2020 alone it fell 3.6%; the middle fund fell 3.0%.

Past prices are not a forecast of anything.

Events

  1. 30 August 2026New portfolio published: holdings as at 30 August 2026.
  2. 15 July 2026Fee moved between 0.21% and 0.23% a year (3 changes, 1 Jun – 15 Jul 2026).
  3. 23 May 2026Fee changed from 0.39% to 0.21% a year.
  4. 22 May 2026Fee changed from 0.21% to 0.39% a year.
  5. 21 May 2026Fee changed from 0.23% to 0.21% a year.
Show all 15
  1. 20 May 2026Fee changed from 0.29% to 0.23% a year.
  2. 19 May 2026Fee changed from 0.21% to 0.29% a year.
  3. 15 May 2026Fee moved between 0.20% and 0.22% a year (4 changes, 8 May – 15 May 2026).
  4. 6 May 2026Fee changed from 0.26% to 0.20% a year.
  5. 5 May 2026Fee changed from 0.21% to 0.26% a year.
  6. 4 May 2026Fee moved between 0.17% and 0.21% a year (9 changes, 1 May 2024 – 4 May 2026).
  7. 29 April 2024Fee changed from 0.26% to 0.19% a year.
  8. 6 March 2024Fee changed from 0.27% to 0.26% a year.
  9. 17 January 2024Fee changed from 0.19% to 0.27% a year.
  10. 2 December 2023Fee moved between 0.15% and 0.20% a year (9 changes, 11 Aug 2022 – 2 Dec 2023).

Related

All 20 Banking and PSU funds, A to Z →

Sources and dates

Holdings
Groww's page for this fund, month-end 30 August 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 30 September 2026
Company sizes
SEBI's rank by full market value, 25 September 2026