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UTI Banking & PSU Debt Fund

Mutual fund
Direct · Growth: other plans of this fund

Same portfolio. Regular plans include a distributor’s fee.

· AMFI 126940

₹24.23

+5.9%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹22.89 on 11 November 2025 to ₹24.23 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Banking and PSU
Yearly fee
0.24%
Since 30 September 2026
Fund size
₹1,448 crore
Started
3 February 2014
Exit load
None
Compared against
Nifty Banking & PSU Debt Index A-II
Plan
Direct · Growth
Holds
44 lines, no company shares
44 lines in all
Holdings as at
29 September 2026

What does it hold?

Bonds and money market 97.5% · cash 2.5% · holdings as at 29 September 2026

  1. 1

    CANARA BANK CD 28JAN27

    7.8%
  2. 2

    UNION BANK OF INDIA CD 19JAN27

    6.8%
  3. 3

    ICICI BANK LIMITED CD 25MAR27

    5.0%
  4. 4

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC

    3.8%
  5. 5

    AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC

    3.8%
  6. 6

    GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100

    3.5%
  7. 7

    Tamilnadu State SDL 7.61 15/02/2027

    3.5%
  8. 8

    AXIS BANK LIMITED CD 13JAN27

    3.4%
  9. 9

    HDFC BANK LIMITED CD 22JAN27

    3.4%
  10. 10

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27

    3.4%
Show all 44
  1. 11

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27

    3.4%
  2. 12

    POONAWALLA FINCORP LIMITED 365D CP 28JAN27

    3.4%
  3. 13

    SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27

    3.4%
  4. 14

    INDIAN BANK CD 12JAN27

    3.1%
  5. 15

    ADITYA BIRLA HOUSING FINANCE LIMITED SR K2 7.8989 NCD 08JU27 FVRS1LAC

    2.8%
  6. 16

    Net Current Assets

    2.5%
  7. 17

    Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027

    2.1%
  8. 18

    Karnataka State SDL 7.86 15/03/2027

    1.7%
  9. 19

    BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC

    1.7%
  10. 20

    ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 8.20 NCD 26FB27 FVRS1LAC

    1.7%
  11. 21

    Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027

    1.7%
  12. 22

    KOTAK MAHINDRA PRIME LIMITED 8.1350 NCD 10FB27 FVRS1LAC

    1.7%
  13. 23

    REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC

    1.7%
  14. 24

    POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC

    1.7%
  15. 25

    Export Import Bank of India (14/12/2026)

    1.7%
  16. 26

    INDIAN BANK CD 22JAN27

    1.7%
  17. 27

    Small Industries Dev Bank of India (04/02/2027) **

    1.7%
  18. 28

    HDFC Bank Limited (15/02/2027) ** #

    1.7%
  19. 29

    HDFC BANK LIMITED CD 24FEB27

    1.7%
  20. 30

    L&T FINANCE LIMITED 364D CP 19MAR27

    1.7%
  21. 31

    TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S43 8.3645 LOA 19MR27 FVRS1LAC

    1.4%
  22. 32

    TATA CAPITAL HOUSING FINANCE LIMITED SR D 8.10 NCD 19FB27 FVRS1LAC

    1.4%
  23. 33

    BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC

    1.4%
  24. 34

    KOTAK MAHINDRA BANK LIMITED CD 29JAN27

    1.4%
  25. 35

    POWER FINANCE CORPORATION LTD. SR-172 7.74 BD 29JN28 FVRS10LAC

    1.0%
  26. 36

    ICICI Bank Ltd Bonds 7.47 25/06/2027

    1.0%
  27. 37

    NHPC LIMITED AA SERIES STRPP C 7.13 LOA 11FB28 FVRS2LAC

    1.0%
  28. 38

    ICICI SECURITIES LIMITED 365D CP 12FEB27

    1.0%
  29. 39

    CANARA BANK CD 12MAR27

    1.0%
  30. 40

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27

    1.0%
  31. 41

    HDFC BANK LIMITED CD 05MAR27

    0.7%
  32. 42

    Gsec C-STRIPS Mat 15-Dec-2027

    0.4%
  33. 43

    Others Class A2 AIF

    0.3%
  34. 44

    Others CBLO

    0.0%

What does it cost?

0.24% a year: ₹24 on every ₹10,000 you hold.

The middle fee for Banking and PSU direct plans is 0.35%.

Exit load: None

How has it done?

1 year
+5.9%
3 years, per year
+7.5%
5 years, per year
+7.8%

Worst fall so far: −6.7% (Apr 2019 to Apr 2019).

Against other Banking and PSU funds: out of 118 three-year stretches, it finished above the middle Banking and PSU fund in 71.

In Jan–Apr 2020 alone it fell 2.7%; the middle fund fell 3.0%.

Past prices are not a forecast of anything.

Events

  1. 29 September 2026New portfolio published: holdings as at 29 September 2026.
  2. 1 September 2026Fee moved between 0.21% and 0.26% a year (8 changes, 15 May – 1 Sep 2026).
  3. 14 May 2026Fee changed from 0.31% to 0.23% a year.
  4. 13 May 2026Fee changed from 0.21% to 0.31% a year.
  5. 30 April 2026Fee changed from 0.20% to 0.21% a year.
Show all 14
  1. 30 December 2025Fee changed from 0.29% to 0.20% a year.
  2. 24 December 2025Fee moved between 0.27% and 0.29% a year (2 changes, 10 Dec – 24 Dec 2025).
  3. 7 August 2025Fee moved between 0.28% and 0.33% a year (3 changes, 6 Mar – 7 Aug 2025).
  4. 5 March 2025Fee moved between 0.33% and 0.37% a year (2 changes, 6 Nov 2024 – 5 Mar 2025).
  5. 27 September 2024Fee moved between 0.36% and 0.40% a year (3 changes, 27 Aug – 27 Sep 2024).
  6. 4 July 2024Fee changed from 0.23% to 0.36% a year.
  7. 26 June 2024Fee moved between 0.23% and 0.25% a year (11 changes, 7 Jul 2022 – 26 Jun 2024).
  8. 17 June 2022Fee changed from 0.17% to 0.23% a year.
  9. 11 May 2022Fee moved between 0.17% and 0.20% a year (4 changes, 28 Jan – 11 May 2022).

Related

Other plans of this fund

Same portfolio, different plan.

All 20 Banking and PSU funds, A to Z →

Sources and dates

Holdings
Groww's page for this fund, month-end 29 September 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 30 September 2026
Company sizes
SEBI's rank by full market value, 25 September 2026