BasketLens

Sign in

To request access to models that aren’t open yet, and to save bond plans.

Chats from before you sign in aren’t kept.

No password. We keep your email address to sign you in, nothing else. Everything else on BasketLens works without signing in.

UTI Retirement Fund

Mutual fund
Direct · Growth: other plans of this fund

Same portfolio. Regular plans include a distributor’s fee.

· AMFI 120766

₹55.58

+1.7%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹54.64 on 11 November 2025 to ₹55.58 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Balanced Hybrid
Yearly fee
1.16%
Since 30 September 2026
Fund size
₹4,699 crore
Started
1 January 2013
Exit load
1% if sold within 1 year
Compared against
CRISIL Short Term Debt Hybrid 60+40 Index
Plan
Direct · Growth
Companies held
59
124 lines in all
Holdings as at
30 August 2026

What does it hold?

Company size

  • Large
  • Mid
  • Small
  • Cash, bonds, abroad
  • UTI Retirement Fund

Industries

  • Financial12%
  • Technology6%
  • Energy & Utilities4%
  • Industrials3%
  • Materials3%
  • Consumer Discretionary3%
  • Healthcare3%
  • Consumer Staples2%

Top companies

10 of 59 companies · holdings as at 30 August 2026

  1. 1

    ICICI Bank Ltd

    LargeFinancial

    3.2%
  2. 2

    HDFC Bank Ltd

    LargeFinancial

    3.1%
  3. 3

    Infosys Ltd

    LargeTechnology

    2.1%
  4. 4

    Reliance Industries Ltd

    LargeEnergy & Utilities

    2.1%
  5. 5

    Larsen & Toubro Ltd

    LargeIndustrials

    1.6%
  6. 6

    State Bank of India

    LargeFinancial

    1.4%
  7. 7

    ITC Ltd

    LargeConsumer Staples

    1.2%
  8. 8

    Power Grid Corporation of India Ltd

    LargeEnergy & Utilities

    1.0%
  9. 9

    Bharti Airtel Ltd

    LargeTechnology

    1.0%
  10. 10

    Shriram Transport Finance Company Ltd

    LargeFinancial

    1.0%
Show all 59
  1. 11

    Mahindra & Mahindra Ltd

    LargeConsumer Discretionary

    0.9%
  2. 12

    HCL Technologies Ltd

    LargeTechnology

    0.8%
  3. 13

    Wipro Ltd

    LargeTechnology

    0.8%
  4. 14

    Life Insurance Corporation of India

    LargeFinancial

    0.7%
  5. 15

    Hero Motocorp Ltd

    MidConsumer Discretionary

    0.7%
  6. 16

    Vedanta Aluminium Metal Ltd

    LargeMaterials

    0.7%
  7. 17

    Indus Towers Ltd

    MidTechnology

    0.6%
  8. 18

    Aurobindo Pharma Ltd

    MidHealthcare

    0.6%
  9. 19

    Info Edge (India) Ltd

    MidTechnology

    0.6%
  10. 20

    Grasim Industries Ltd

    LargeMaterials

    0.6%
  11. 21

    Interglobe Aviation Ltd

    LargeIndustrials

    0.5%
  12. 22

    Ajanta Pharma Ltd

    MidHealthcare

    0.5%
  13. 23

    VRL Logistics Ltd

    SmallIndustrials

    0.5%
  14. 24

    GHCL Ltd

    SmallMaterials

    0.5%
  15. 25

    NIIT Learning Systems Ltd

    SmallConsumer Staples

    0.5%
  16. 26

    Caplin Point Laboratories Ltd

    SmallHealthcare

    0.5%
  17. 27

    DCM Shriram Ltd

    SmallMaterials

    0.4%
  18. 28

    Tata Power Company Ltd

    LargeEnergy & Utilities

    0.4%
  19. 29

    Motilal Oswal Financial Services Ltd

    MidFinancial

    0.4%
  20. 30

    Aditya Birla Capital Ltd

    MidFinancial

    0.4%
  21. 31

    Indusind Bank Ltd

    MidFinancial

    0.4%
  22. 32

    Crompton Greaves Consumer Electricals Ltd

    SmallConsumer Discretionary

    0.4%
  23. 33

    Sundaram Finance Ltd

    MidFinancial

    0.4%
  24. 34

    G R Infraprojects Ltd

    SmallIndustrials

    0.4%
  25. 35

    Tata Motors Ltd

    LargeIndustrials

    0.4%
  26. 36

    Emami Ltd

    SmallConsumer Staples

    0.4%
  27. 37

    Coal India Ltd

    LargeMaterials

    0.4%
  28. 38

    Alembic Pharmaceuticals Ltd

    SmallHealthcare

    0.4%
  29. 39

    General Insurance Corporation of India Ltd

    MidFinancial

    0.3%
  30. 40

    Phoenix Mills Ltd

    MidReal Estate

    0.3%
  31. 41

    ICICI Prudential Life Insurance Company Ltd

    MidFinancial

    0.3%
  32. 42

    Marksans Pharma Ltd

    SmallHealthcare

    0.3%
  33. 43

    Max Financial Services Ltd

    MidFinancial

    0.3%
  34. 44

    Raymond Lifestyle Ltd

    SmallConsumer Discretionary

    0.3%
  35. 45

    Maruti Suzuki India Ltd

    LargeConsumer Discretionary

    0.3%
  36. 46

    The Federal Bank Ltd

    MidFinancial

    0.3%
  37. 47

    Mahindra Holidays & Resorts India Ltd

    SmallConsumer Discretionary

    0.3%
  38. 48

    The Great Eastern Shipping Company Ltd

    SmallEnergy & Utilities

    0.3%
  39. 49

    National Aluminium Company Ltd

    MidMaterials

    0.2%
  40. 50

    Tips Industries Ltd

    SmallConsumer Discretionary

    0.2%
  41. 51

    JK Paper Ltd

    SmallMaterials

    0.2%
  42. 52

    Glenmark Pharmaceuticals Ltd

    MidHealthcare

    0.2%
  43. 53

    UPL Ltd

    MidMaterials

    0.2%
  44. 54

    Oil & Natural Gas Corporation Ltd

    LargeEnergy & Utilities

    0.2%
  45. 55

    SP Apparels Ltd

    SmallConsumer Discretionary

    0.2%
  46. 56

    Rossari Biotech Ltd

    SmallMaterials

    0.1%
  47. 57

    Dr. Reddy's Laboratories Ltd

    MidHealthcare

    0.1%
  48. 58

    Vedanta Iron And Steel Ltd

    SmallMaterials

    0.1%
  49. 59

    Information Technologies (India) Ltd

    Technology

    0.0%

What does it cost?

1.16% a year: ₹116 on every ₹10,000 you hold.

The middle fee for Balanced Hybrid direct plans is 1.15%.

Exit load: 1% if sold within 1 year

How has it done?

1 year
+1.7%
3 years, per year
+9.4%
5 years, per year
+8.7%

Worst fall so far: −18.9% (Jun 2019 to Mar 2020).

Past prices are not a forecast of anything.

Events

  1. 25 September 2026Fee moved between 1.11% and 1.16% a year (2 changes, 22 Sep – 25 Sep 2026).
  2. 1 September 2026Fee changed from 1.08% to 1.16% a year.
  3. 31 August 2026Fee changed from 1.09% to 1.08% a year.
  4. 30 August 2026New portfolio published: holdings as at 30 August 2026.
  5. 25 August 2026Fee moved between 1.05% and 1.10% a year (5 changes, 26 May – 25 Aug 2026).
Show all 29
  1. 25 May 2026Fee changed from 1.04% to 1.10% a year.
  2. 22 May 2026Fee changed from 1.11% to 1.04% a year.
  3. 21 May 2026Fee changed from 1.30% to 1.11% a year.
  4. 20 May 2026Fee changed from 1.17% to 1.30% a year.
  5. 19 May 2026Fee changed from 1.10% to 1.17% a year.
  6. 18 May 2026Fee changed from 1.04% to 1.10% a year.
  7. 15 May 2026Fee changed from 1.09% to 1.04% a year.
  8. 13 May 2026Fee changed from 1.10% to 1.09% a year.
  9. 12 May 2026Fee changed from 1.16% to 1.10% a year.
  10. 11 May 2026Fee changed from 1.17% to 1.16% a year.
  11. 8 May 2026Fee changed from 1.04% to 1.17% a year.
  12. 7 May 2026Fee changed from 1.20% to 1.04% a year.
  13. 6 May 2026Fee changed from 1.23% to 1.20% a year.
  14. 5 May 2026Fee changed from 1.15% to 1.23% a year.
  15. 4 May 2026Fee changed from 1.09% to 1.15% a year.
  16. 30 April 2026Fee moved between 1.09% and 1.13% a year (10 changes, 28 Aug 2025 – 30 Apr 2026).
  17. 7 August 2025Fee changed from 1.02% to 1.10% a year.
  18. 5 August 2025Fee moved between 1.01% and 1.04% a year (8 changes, 27 Aug 2024 – 5 Aug 2025).
  19. 4 July 2024Fee moved between 0.98% and 1.01% a year (3 changes, 27 May – 4 Jul 2024).
  20. 5 April 2024Fee moved between 0.93% and 0.98% a year (2 changes, 2 Apr – 5 Apr 2024).
  21. 9 February 2024Fee moved between 0.98% and 1.03% a year (10 changes, 25 Aug 2023 – 9 Feb 2024).
  22. 23 August 2023Fee moved between 1.03% and 1.08% a year (19 changes, 4 Jul 2022 – 23 Aug 2023).
  23. 17 June 2022Fee changed from 1.02% to 1.08% a year.
  24. 13 June 2022Fee moved between 1.00% and 1.03% a year (13 changes, 28 Jan – 13 Jun 2022).

Related

Other plans of this fund

Same portfolio, different plan.

All 6 Balanced Hybrid funds, A to Z →

Sources and dates

Holdings
Groww's page for this fund, month-end 30 August 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 30 September 2026
Company sizes
SEBI's rank by full market value, 25 September 2026