UTI Credit Risk Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 120764
₹21.00
+5.8%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹19.84 on 11 November 2025 to ₹21.00 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Credit Risk
- Yearly fee
- 0.76%
- Since 30 September 2026
- Fund size
- ₹241 crore
- Started
- 1 January 2013
- Exit load
- 1% if sold within 365 days, on units over 10% of the investment
- Compared against
- CRISIL Credit Risk Debt B-II Index
- Plan
- Direct · Growth
- Holds
- 25 lines, no company shares
- 25 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 92.1% · cash 6.9% · REITs and InvITs 1.0% · holdings as at 29 September 2026
- 1
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100
9.7% - 2
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
8.0% - 3
Dewan Housing Finance Corporation Ltd Debenture 6.75 26/09/2031
7.2% - 4
Net Current Assets
6.9% - 5
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC
6.3% - 6
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
6.2% - 7
TATA PROJECTS LIMITED SR O 8.47 NCD 20NV26 FVRS1LAC
6.2% - 8
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
6.2% - 9
AVANSE FINANCIAL SERVICES LIMITED SR 40 9.60 NCD 30AP27 FVRS1LAC
6.0% - 10
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
5.9%
Show all 25
- 11
9.5% DMI Finance Private Limited**
5.7% - 12
ERIS LIFESCIENCES LIMITED STRPP II 8.73 NCD 07JU27 FVRS1LAC
4.8% - 13
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LAC
4.1% - 14
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
3.7% - 15
GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC
3.1% - 16
GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC
3.1% - 17
ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC
2.7% - 18
STATE DEVELOPMENT LOAN 32803 UP 29MR33 7.79 FV RS 100
0.9% - 19
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
0.8% - 20
IRB InvIT Fund EQ
0.8% - 21
CENTRAL GOVERNMENT LOAN 31280 GOI 17JN32 6.54 FV RS 100
0.8% - 22
Others Class A2 AIF
0.6% - 23
Bharat Highways InvIT
0.2% - 24
Others CBLO
0.0% - 25
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100
0.0%
What does it cost?
0.76% a year: ₹76 on every ₹10,000 you hold.
The middle fee for Credit Risk direct plans is 0.80%.
Exit load: 1% if sold within 365 days, on units over 10% of the investment
How has it done?
- 1 year
- +5.8%
- 3 years, per year
- +7.7%
- 5 years, per year
- +6.9%
Worst fall so far: −34.4% (Jun 2019 to Aug 2020).
Against other Credit Risk funds: out of 131 three-year stretches, it finished above the middle Credit Risk fund in 55.
In Jan–Apr 2020 alone it fell 26.1%; the middle fund fell 2.7%.
Past prices are not a forecast of anything.
Events
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee changed from 1.04% to 0.76% a year.
- 30 April 2026Fee changed from 0.88% to 1.04% a year.
- 5 October 2025Fee changed from 0.89% to 0.88% a year.
- 7 August 2025Fee changed from 1.00% to 0.89% a year.
Show all 19
- 21 May 2025Fee changed from 1.18% to 1.00% a year.
- 19 May 2025Fee changed from 1.21% to 1.18% a year.
- 5 March 2025Fee changed from 1.15% to 1.21% a year.
- 24 January 2025Fee changed from 1.12% to 1.15% a year.
- 31 December 2024Fee changed from 1.05% to 1.12% a year.
- 6 December 2024Fee changed from 1.00% to 1.05% a year.
- 25 November 2024Fee changed from 0.99% to 1.00% a year.
- 6 November 2024Fee changed from 0.94% to 0.99% a year.
- 27 September 2024Fee moved between 0.89% and 0.94% a year (5 changes, 9 Feb – 27 Sep 2024).
- 5 December 2023Fee changed from 0.86% to 0.90% a year.
- 25 August 2023Fee changed from 0.80% to 0.86% a year.
- 23 August 2023Fee moved between 0.80% and 0.84% a year (5 changes, 8 Aug 2022 – 23 Aug 2023).
- 17 June 2022Fee moved between 0.84% and 0.88% a year (2 changes, 11 May – 17 Jun 2022).
- 11 February 2022Fee moved between 0.88% and 0.90% a year (3 changes, 28 Jan – 11 Feb 2022).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 30 September 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026