UTI Ultra Short Term Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.99% a year

· AMFI 120746

₹4,963.12

+6.6%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Ultra Short Duration
Yearly fee: 0.38%; Since 30 September 2026
Fund size: ₹3,017 crore
Started: 1 January 2013
Exit load: None
Compared against: NIFTY Ultra Short Duration Debt Index A-I
Plan: Direct · Growth
Holds: 54 lines, no company shares; 54 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 101.3% · cash -1.3% · holdings as at 29 September 2026

1
GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100
6.6%
2
INDIAN BANK CD 22JAN27
5.7%
3
HDFC Bank Limited (15/02/2027) ** #
4.8%
4
Axis Bank Limited (26/02/2027) **
4.8%
5
EXPORT IMPORT BANK OF INDIA CD 29JAN27
4.1%
6
MUTHOOT FINCORP LIMITED 363D CP 16DEC26
3.3%
7
HDFC BANK LIMITED CD 22JAN27
3.2%
8
EXPORT IMPORT BANK OF INDIA CD 01MAR27
3.2%
9
GODREJ PROPERTIES LIMITED SR I 8.30 LOA 19MR27 FVRS1LAC
3.0%
10
NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LAC
2.5%

Show all 54

11
360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC
2.5%
12
POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC
2.5%
13
UJJIVAN SMALL FINANCE BANK LIMITED CD 15DEC26
2.5%
14
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27
2.4%
15
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
2.2%
16
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC
2.0%
17
360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC
1.7%
18
9.5% DMI Finance Private Limited**
1.7%
19
MAHINDRA RURAL HOUSING FINANCE LIMITED SR MRHFLDD2023 8.45 NCD 22JN27 FVRS1LAC
1.7%
20
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC
1.7%
21
HERO HOUSING FINANCE LIMITED SR 10 OP II 8.50 NCD 28MY27 FVRS1LAC
1.7%
22
TORRENT POWER LIMITED SR 8D 7.45 NCD 11MR27 FVRS10LAC
1.7%
23
GIC HOUSING FINANCE LIMITED SR 10 7.65 NCD 29FB28 FVRS1LAC
1.6%
24
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LAC
1.6%
25
EQUITAS SMALL FINANCE BANK LIMITED CD 15DEC26
1.6%
26
AXIS BANK LIMITED CD 14JAN27
1.6%
27
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27
1.6%
28
CANARA BANK CD 29JAN27
1.6%
29
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27
1.6%
30
HDFC BANK LIMITED CD 05FEB27
1.6%
31
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 03FEB27
1.6%
32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27
1.6%
33
KOTAK MAHINDRA BANK LIMITED CD 12FEB27
1.6%
34
CANARA BANK CD 12FEB27
1.6%
35
CANARA BANK CD 02MAR27
1.6%
36
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27
1.6%
37
Union Bank of India (16/03/2027) ** #
1.6%
38
AU SMALL FINANCE BANK LIMITED CD 10JUN27
1.6%
39
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11AUG27
1.6%
40
Gujarat State SDL 7.59 15/02/2027
0.8%
41
STATE DEVELOPMENT LOAN 19060 KAR 11JN27 7.15 FV RS 100
0.8%
42
ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC
0.8%
43
NUVAMA WEALTH FINANCE LIMITED SR S7T501A 9 NCD 22JL27 FVRS1LAC
0.8%
44
EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC
0.8%
45
INDIGRID INFRASTRUCTURE TRUST SR AG 7.01 NCD 20JU29 FVRS1LAC
0.8%
46
GODREJ INDUSTRIES LIMITED SR 1 7.54 NCD 04MY29 FVRS1LAC
0.8%
47
MUTHOOT FINCORP LIMITED 364D CP 12MAR27
0.8%
48
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC
0.5%
49
360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000
0.4%
50
Others Class A2 AIF
0.4%
51
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
0.3%
52
360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC
0.3%
53
Others CBLO
0.0%
54
Net Payables
-1.3%

What does it cost?

0.38% a year: ₹38 on every ₹10,000 you hold.

The middle fee for Ultra Short Duration direct plans is 0.29%.

Exit load: None

How has it done?

1 year: +6.6%
3 years, per year: +7.3%
5 years, per year: +6.7%

Worst fall so far: −3.6% (Jun 2019 to Jun 2019).

Against other Ultra Short Duration funds: out of 131 three-year stretches, it finished above the middle Ultra Short Duration fund in 93.

In Jan–Apr 2020 alone it fell 0.7%; the middle fund fell 0.9%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
17 September 2026Fee moved between 0.35% and 0.40% a year (22 changes, 7 May – 17 Sep 2026).
30 April 2026Fee moved between 0.32% and 0.37% a year (31 changes, 5 Sep 2024 – 30 Apr 2026).
4 July 2024Fee changed from 0.43% to 0.37% a year.
3 April 2024Fee moved between 0.42% and 0.45% a year (8 changes, 8 Aug 2022 – 3 Apr 2024).

Show all 7

17 June 2022Fee changed from 0.37% to 0.43% a year.
11 February 2022Fee moved between 0.37% and 0.40% a year (2 changes, 10 Feb – 11 Feb 2022).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026