ICICI Prudential Banking and PSU Debt Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.74% a year

· AMFI 120256

₹36.66

+4.6%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Banking and PSU
Yearly fee: 0.40%; Since 30 September 2026
Fund size: ₹8,041 crore
Started: 1 January 2013
Exit load: None
Compared against: Nifty Banking & PSU Debt Index A-II
Plan: Direct · Growth
Holds: 98 lines, no company shares; 98 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 100.8% · cash -0.8% · holdings as at 29 September 2026

1
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
4.6%
2
Repo
4.0%
3
LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC
4.0%
4
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
3.6%
5
Others IRS
3.4%
6
POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC
3.1%
7
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
2.8%
8
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
2.8%
9
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
2.5%
10
HDFC BANK LIMITED SR 2 7.86 BD 02DC32 FVRS1CR
2.2%

Show all 98

11
MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIII TR C 7.80 BD 07NV33 FVRS1LAC
2.1%
12
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
2.1%
13
HDFC Bank Limited **
1.9%
14
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC
1.9%
15
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC
1.9%
16
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC
1.8%
17
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
1.8%
18
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
1.6%
19
Export-Import Bank Of India SR.T.09 Debenture 7.25 01/02/2027
1.6%
20
POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC
1.5%
21
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
1.5%
22
7.48 SIDBI 24.05.2029
1.5%
23
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
1.5%
24
HDFC BANK LIMITED SR US006 7.75 NCD 13JU33 FVRS1LAC
1.5%
25
HDFC BANK LIMITED SR AB001 7.69 NCD 27JN33 FVRS1LAC
1.5%
26
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
1.5%
27
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.29 BD 09NV29 FVRS1LAC
1.5%
28
STATE DEVELOPMENT LOAN 36353 MP 28AG45 7.57 FV RS 100
1.5%
29
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
1.4%
30
AXIS BANK LIMITED SERIES 4 8.60 NCD 28DC28 FVRS10LAC
1.3%
31
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
1.3%
32
RURAL ELECTRIFICATION CORPORATION LIMITED SR GOI-IV 8.70 BD 28SP28 FVRS10LAC
1.3%
33
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
1.2%
34
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
1.2%
35
7.23% Housing & Urban Development Corporation Limited (18/07/2029)
1.2%
36
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC
1.2%
37
STATE DEVELOPMENT LOAN 36352 MP 28AG43 7.57 FV RS 100
1.2%
38
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC
1.1%
39
Export-Import Bank Of India 7.22 03/08/2027
1.1%
40
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC
1.0%
41
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
1.0%
42
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
1.0%
43
POWER FINANCE CORPORATION LTD. SERIES 187(B) 8.85 BD 25MY29 FVRS10LAC
1.0%
44
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
0.9%
45
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC
0.9%
46
HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LAC
0.9%
47
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC
0.9%
48
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11AUG27
0.9%
49
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030
0.9%
50
HDFC BANK LIMITED SR U005 9 NCD 29NV28 FVRS10LAC
0.8%
51
CITICORP FINANCE (INDIA) LIMITED SR 818 TR 1 RR NCD 12JU28 FVRS1LAC
0.8%
52
POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC
0.7%
53
REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LAC
0.6%
54
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC
0.6%
55
REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC
0.6%
56
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR A 7.48 NCD 17MY29 FVRS1LAC
0.6%
57
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC
0.6%
58
MASHREQBANK PSC CD 14DEC26
0.6%
59
POWER FINANCE CORPORATION LTD. SR 196 7.41 BD 25FB30 FVRS10LAC
0.6%
60
BHARAT SANCHAR NIGAM LIMITED SR III B 7.51 BD 20MR34 FVRS1LAC
0.6%
61
POWER FINANCE CORPORATION LIMITED SR 247B 7.40 BD 15JN35 FVRS1LAC
0.6%
62
STATE DEVELOPMENT LOAN 37646 CHT 08JL35 7.40 FV RS 100
0.6%
63
UNION BANK OF INDIA CD 30APR27
0.6%
64
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27
0.6%
65
STATE DEVELOPMENT LOAN 35532 MH 05FB38 7.12 FV RS 100
0.6%
66
Small Industries Development Bank of India (03/09/2027) **#
0.6%
67
STATE DEVELOPMENT LOAN 37070 TLG 11FB39 7.76 FV RS 100
0.5%
68
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
0.5%
69
STATE DEVELOPMENT LOAN 35533 MH 05FB39 7.14 FV RS 100
0.4%
70
Others Class A2 AIF
0.4%
71
INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24
0.3%
72
STATE DEVELOPMENT LOAN 35647 CHT 05MR37 7.32 FV RS 100
0.3%
73
REC LIMITED SR 176 8.85 BD 16AP29 FVRS10LAC
0.3%
74
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES VI 8.37 LOA 25MR29 FVRS10LAC
0.3%
75
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027
0.3%
76
POWER FINANCE CORPORATION LTD. SR-169 B 7.3 BD 07AG27 FVRS10LAC
0.3%
77
ICICI HOME FINANCE COMPANY LIMITED SR HDBNOV253 OP 2 RR BD 25FB28 FVRS1LAC
0.3%
78
HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LAC
0.3%
79
REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LAC
0.3%
80
POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC
0.3%
81
HDFC BANK LIMITED SR 1 6.44 BD 27SP28 FVRS10LAC
0.3%
82
POWER FINANCE CORPORATION LTD. SR 205-B 7.20 BD 10AG35 FVRS10LAC
0.3%
83
STATE DEVELOPMENT LOAN 35581 KAR 20AG34 7.13 FV RS 100
0.3%
84
STATE DEVELOPMENT LOAN 36219 MH 16JL47 7.12 FV RS 100
0.3%
85
RURAL ELECTRIFICATION CORPORATION LIMITED SR III 8.06 BD 27MR28 FVRS10LAC
0.3%
86
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027
0.2%
87
STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100
0.2%
88
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24
0.2%
89
ICICI BANK LIMITED SR DDE21LB 6.96 BD 17DC31 FVRS10LAC
0.2%
90
REC LIMITED SR 250 B 7.06 BD 30JU35 FVRS1LAC
0.2%
91
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
0.1%
92
STATE DEVELOPMENT LOAN 36531 MH 24SP36 7.27 FV RS 100
0.1%
93
STATE DEVELOPMENT LOAN 35706 WB 12MR38 7.29 FV RS 100
0.1%
94
Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027
0.1%
95
7.63% GOI 15092056
0.0%
96
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100
0.0%
97
4.45% Government of India (30/10/2034)
0.0%
98
Net Payables
-4.8%

What does it cost?

0.40% a year: ₹40 on every ₹10,000 you hold.

The middle fee for Banking and PSU direct plans is 0.35%.

Exit load: None

How has it done?

1 year: +4.6%
3 years, per year: +7.1%
5 years, per year: +6.6%

Worst fall so far: −2.9% (Mar 2020 to Mar 2020).

Against other Banking and PSU funds: out of 129 three-year stretches, it finished above the middle Banking and PSU fund in 96.

In Jan–Apr 2020 alone it fell 2.9%; the middle fund fell 3.0%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 August 2026Fee moved between 0.38% and 0.43% a year (13 changes, 9 Mar 2023 – 1 Aug 2026).
13 November 2022Fee changed from 0.35% to 0.38% a year.

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026