SBI Liquid Fund

Mutual fund

Direct · Growth

· AMFI 119800

₹4,485.00

+6.5%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Liquid
Yearly fee: 0.20%; Since 30 September 2026
Fund size: ₹77,481 crore
Started: 1 January 2013
Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days
Compared against: NIFTY Liquid Index A-I
Plan: Direct · Growth
Holds: 116 lines, no company shares; 116 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 95.2% · cash 0.7% · holdings as at 29 September 2026

1
GOVERNMENT OF INDIA 37816 091 DAYS TBILL 05NV26 FV RS 100
3.5%
2
HDFC BANK LIMITED CD 11NOV26
3.2%
3
PUNJAB NATIONAL BANK CD 13NOV26
3.2%
4
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 06NOV26
3.1%
5
CANARA BANK CD 16OCT26
2.8%
6
GOVERNMENT OF INDIA 36692 364 DAYS TBILL 06NV26 FV RS 100
2.7%
7
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 28OCT26
2.6%
8
Reliance Retail Ventures Ltd.
2.6%
9
Union Bank of India
2.6%
10
Reserve Bank of India 91-D
2.3%

Show all 114

11
UNION BANK OF INDIA CD 16OCT26
1.9%
12
BANK OF BARODA CD 05NOV26
1.9%
13
HDFC BANK LIMITED CD 19NOV26
1.9%
14
BANK OF INDIA CD RED 03-12-2026#**
1.9%
15
HDFC BANK LIMITED CD 04NOV26
1.8%
16
GOVERNMENT OF INDIA 37830 091 DAYS TBILL 12NV26 FV RS 100
1.7%
17
UNION BANK OF INDIA CD 12OCT26
1.6%
18
LIC Housing Finance Ltd.
1.6%
19
TATA STEEL LIMITED 43D CP 09OCT26
1.6%
20
Reliance Industries Ltd.
1.4%
21
HDFC BANK LIMITED CD 16OCT26
1.3%
22
NTPC Ltd.
1.3%
23
Bharat Petroleum Corporation Ltd.
1.3%
24
BANK OF INDIA CD 13OCT26
1.3%
25
BANK OF BARODA CD 08MAR27
1.3%
26
TITAN COMPANY LIMITED 90D CP 05NOV26
1.3%
27
CENTRAL BANK OF INDIA CD 09NOV26
1.3%
28
PUNJAB & SIND BANK CD 26NOV26
1.3%
29
ICICI SECURITIES LIMITED 111D CP 26OCT26
1.3%
30
Reliance Retail Ventures Limited (06/11/2026) **
1.3%
31
ICICI SECURITIES LIMITED 178D CP 20NOV26
1.3%
32
RELIANCE IND CP RED 10-12-2026
1.3%
33
Central Bank of India (09-Dec-2026) **
1.3%
34
INTERISE TRUST 29D CP 01OCT26
1.2%
35
GOVERNMENT OF INDIA 36582 364 DAYS TBILL 08OT26 FV RS 100
1.2%
36
Punjab & Sind Bank (09-Nov-2026) **
1.0%
37
HDFC SECURITIES LIMITED 85D CP 15OCT26
1.0%
38
RELIANCE RETAIL VENTURES LIMITED 91D CP 05NOV26
1.0%
39
ADITYA BIRLA CAPITAL LIMITED 90D CP 09NOV26
1.0%
40
Bharat Heavy Electricals Ltd.
1.0%
41
Motilal Oswal Financial Services Limited 2026 **
1.0%
42
Reverse Repo
0.9%
43
L&T METRO RAIL (HYDERABAD) LIMITED 91D CP 09NOV26
0.8%
44
BAJAJ FINANCE LIMITED 365D CP 04NOV26
0.7%
45
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26
0.6%
46
NTPC LIMITED 88D CP 09OCT26
0.6%
47
HDFC SECURITIES LIMITED 91D CP 19OCT26
0.6%
48
HDFC SECURITIES LIMITED 91D CP 27OCT26
0.6%
49
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 13NOV26
0.6%
50
ADITYA BIRLA HOUSING FINANCE LIMITED 91D CP 09NOV26
0.6%
51
AXIS SECURITIES LIMITED 91D CP 11NOV26
0.6%
52
THE KARUR VYSYA BANK LIMITED CD 09NOV26
0.6%
53
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 03NOV26
0.6%
54
HDB FINANCIAL SERVICES LIMITED 41D CP 05OCT26
0.6%
55
THE JAMMU AND KASHMIR BANK LIMITED CD 20NOV26
0.6%
56
National Bank For Agriculture and Rural Development (02/12/2026) **
0.6%
57
HDFC Securities Ltd.
0.6%
58
BAJAJ FINANCE LIMITED 104D CP 16NOV26
0.6%
59
Motilal Oswal Wealth Ltd.
0.6%
60
HDB Financial Services Ltd.
0.6%
61
GOVERNMENT OF INDIA 36645 364 DAYS TBILL 23OT26 FV RS 100
0.6%
62
Titan Company Limited (10/12/2026) **
0.6%
63
ICICI HOME FINANCE COMPANY LIMITED 91D CP 05NOV26
0.5%
64
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 86D CP 06NOV26
0.5%
65
EMBASSY OFFICE PARKS REIT 91D CP 11NOV26
0.5%
66
Small Industries Development Bank Of India**
0.5%
67
GOVERNMENT OF INDIA 36573 364 DAYS TBILL 02OT26 FV RS 100
0.4%
68
Repo
0.4%
69
Equitas Small Finance Bank Ltd.
0.4%
70
BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 13NOV26
0.4%
71
KOTAK SECURITIES LTD 91D CP 17NOV26
0.4%
72
Godrej Finance Ltd.
0.4%
73
IGH Holdings Pvt Ltd.
0.4%
74
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 05NOV26
0.3%
75
UNION BANK OF INDIA CD 27OCT26
0.3%
76
POONAWALLA FINCORP LIMITED 82D CP 12OCT26
0.3%
77
ICICI SECURITIES LIMITED 91D CP 05NOV26
0.3%
78
JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 102D CP 06NOV26
0.3%
79
Manappuram Finance Ltd.
0.3%
80
BANK OF BARODA CD 11NOV26
0.3%
81
Kotak Securities Ltd.
0.3%
82
Bajaj Financial Securities Ltd.
0.3%
83
Others Class A2 AIF
0.3%
84
PNB HOUSING FINANCE LIMITED 91D CP 27OCT26
0.3%
85
GODREJ FINANCE LIMITED 91D CP 05NOV26
0.3%
86
CESC LIMITED 91D CP 12NOV26
0.3%
87
TATA PROJECTS LIMITED 90D CP 12NOV26
0.3%
88
MANAPPURAM FINANCE LIMITED 91D CP 13NOV26
0.3%
89
TATA PROJECTS LIMITED 90D CP 16NOV26
0.3%
90
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24B 7.49 LOA 15OT26 FVRS1LAC
0.2%
91
GOVERNMENT OF INDIA 37436 182 DAYS TBILL 12NV26 FV RS 100
0.2%
92
POWER FINANCE CORPORATION LIMITED 91D CP 18NOV26
0.2%
93
Aseem Infrastructure Finance Ltd.
0.2%
94
CESC Ltd.
0.2%
95
GODREJ PROPERTIES LIMITED 87D CP 05NOV26
0.2%
96
JM Financial Services Ltd.
0.2%
97
REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LAC
0.1%
98
STATE DEVELOPMENT LOAN 30884 GUJ 20OT26 6.04 FV RS 100
0.1%
99
GODREJ PROPERTIES LIMITED 87D CP 06NOV26
0.1%
100
TATA HOUSING DEVELOPMENT COMPANY LIMITED 91D CP 05NOV26
0.1%
101
GODREJ PROPERTIES LIMITED 91D CP 11NOV26
0.1%
102
GODREJ PROPERTIES LIMITED 91D CP 12NOV26
0.1%
103
INFINA FINANCE PRIVATE LIMITED 75D CP 07OCT26
0.1%
104
AXIS BANK LIMITED CD 27NOV26
0.1%
105
Nirma Ltd.
0.1%
106
L&T FINANCE LIMITED 91D CP 28OCT26
0.1%
107
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 11NOV26
0.1%
108
Pilani Investment & Industries Corporation Ltd.
0.1%
109
HDB FINANCIAL SERVICES LIMITED SR A/1 FX 198 7.988 LOA 08DC26 FVRS1LAC
0.1%
110
BANK OF BARODA CD 06NOV26
0.0%
111
CANARA BANK CD 08DEC26
0.0%
112
BANK OF BARODA CD 07DEC26
0.0%
113
BAJAJ FINANCIAL SECURITIES LIMITED 118D CP 12NOV26
0.0%
114
Net Payables
-0.6%

What does it cost?

0.20% a year: ₹20 on every ₹10,000 you hold.

The middle fee for Liquid direct plans is 0.14%.

Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days

How has it done?

1 year: +6.5%
3 years, per year: +6.9%
5 years, per year: +6.4%

Worst fall so far: −0.2% (Jul 2013 to Jul 2013).

Against other Liquid funds: out of 131 three-year stretches, it finished above the middle Liquid fund in 3.

In Jan–Apr 2020 alone it fell 0.1%; the middle fund fell 0.2%.