Kotak Liquid

Mutual fund

Direct · Growth

· AMFI 119766

₹5,796.44

+6.5%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Liquid
Yearly fee: 0.15%; Since 30 September 2026
Fund size: ₹42,047 crore
Started: 1 January 2013
Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days
Compared against: NIFTY Liquid Index A-I
Plan: Direct · Growth
Holds: 131 lines, no company shares; 131 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 109.2% · cash -11.4% · holdings as at 29 September 2026

1
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09NOV26
4.1%
2
GOVERNMENT OF INDIA 37830 091 DAYS TBILL 12NV26 FV RS 100
3.5%
3
GOVERNMENT OF INDIA 37861 091 DAYS TBILL 27NV26 FV RS 100
3.4%
4
Reliance Retail Ventures Ltd.
3.0%
5
91 Days Treasury Bill 03-Dec-2026
3.0%
6
GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 100
2.4%
7
GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100
2.4%
8
HDFC BANK LIMITED CD 11NOV26
2.4%
9
IndusInd Bank Limited (11/12/2026) ** #
2.4%
10
Reliance Retail Ventures Limited (27/11/2026) **
2.4%

Show all 130

11
BANK OF INDIA CD RED 03-12-2026#**
2.4%
12
HDFC Bank Ltd.**
2.4%
13
GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100
2.3%
14
HDFC BANK LIMITED CD 14DEC26
1.9%
15
INDIAN OVERSEAS BANK CD 01OCT26
1.8%
16
HDFC BANK LIMITED CD 19NOV26
1.8%
17
National Bank For Agriculture & Rural Development**
1.8%
18
91 DTB (24-DEC-2026)
1.6%
19
Hindustan Petroleum Corporation Ltd (03-Dec-2026) **@
1.5%
20
India Infoline Ltd. CP **
1.4%
21
UNION BANK OF INDIA CD 14OCT26
1.2%
22
UNION BANK OF INDIA CD 01OCT26
1.2%
23
UNION BANK OF INDIA CD 19OCT26
1.2%
24
PUNJAB NATIONAL BANK CD 01OCT26
1.2%
25
Indian Overseas Bank CD
1.2%
26
182 Days Tbill (MD 17/12/2026)
1.2%
27
CENTRAL BANK OF INDIA CD 13NOV26
1.2%
28
CITY UNION BANK LIMITED CD 12NOV26
1.2%
29
HDFC SECURITIES LIMITED 91D CP 04NOV26
1.2%
30
POWER FINANCE CORPORATION LIMITED 91D CP 18NOV26
1.2%
31
THE JAMMU AND KASHMIR BANK LIMITED CD 20NOV26
1.2%
32
CANARA BANK CD 23NOV26
1.2%
33
CENTRAL BANK OF INDIA CD 23NOV26
1.2%
34
RELIANCE RETAIL VENTURES CP RED 02-12-26**
1.2%
35
Small Industries Development Bank Of India**
1.2%
36
Union Bank of India
1.2%
37
Canara Bank (06/11/2026) ** #
1.2%
38
NTPC Limited 2026 **
1.2%
39
Canara Bank**
1.2%
40
Punjab & Sind Bank 10-DEC-2026**#
1.2%
41
** - BAJAJ FINANCE LTD - CP - 04/12/2026
1.2%
42
ICICI Securities Ltd^
1.2%
43
BANK OF INDIA CD 11-12-26#**
1.2%
44
Export-Import Bank Of India (10-Dec-2026) **
1.1%
45
PNB HOUSING FINANCE LIMITED 91D CP 05NOV26
0.9%
46
DSP FINANCE PRIVATE LIMITED 91D CP 19NOV26
0.8%
47
BAJAJ FINANCIAL SECURITIES LIMITED**
0.8%
48
IGH HOLDINGS PRIVATE LIMITED**
0.8%
49
BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 19OCT26
0.7%
50
CESC Ltd.**
0.7%
51
MOTILAL OSWAL FINVEST LTD.**
0.7%
52
JSW ENERGY LTD.**
0.7%
53
AXIS BANK LIMITED CD 27NOV26
0.6%
54
ASEEM INFRASTRUCTURE FINANCE LIMITED 365D CP 04DEC26
0.6%
55
HDFC BANK LIMITED CD 01OCT26
0.6%
56
THE FEDERAL BANK LIMITED CD 12OCT26
0.6%
57
BANK OF BARODA CD 11NOV26
0.6%
58
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 06NOV26
0.6%
59
HINDUSTAN PETROLEUM CORPORATION LIMITED 91D CP 12NOV26
0.6%
60
TATA CAPITAL HOUSING FINANCE LIMITED 91D CP 04NOV26
0.6%
61
HDFC SECURITIES LIMITED 91D CP 20NOV26
0.6%
62
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 90D CP 23NOV26
0.6%
63
DCB BANK LIMITED CD 17NOV26
0.6%
64
Yes Bank Limited**
0.6%
65
National Bank For Agriculture and Rural Development (02/12/2026) **
0.6%
66
Reliance Industries Ltd. (MD 09/12/2026)**
0.6%
67
PNB HOUSING FINANCE LTD.**
0.6%
68
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
0.6%
69
CAN FIN HOMES LTD.**
0.6%
70
BAJAJ HOUSING FINANCE LIMITED 91D CP 26NOV26
0.6%
71
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC
0.5%
72
BANK OF BARODA CD 25NOV26
0.5%
73
TORRENT PHARMACEUTICALS LTD 337D CP 22DEC26
0.5%
74
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.5%
75
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED 91D CP 13OCT26
0.5%
76
REC LIMITED 91D CP 22OCT26
0.5%
77
REC LIMITED 90D CP 23NOV26
0.5%
78
ICICI SECURITIES LIMITED 91D CP 26NOV26
0.5%
79
ICICI SECURITIES CP 04-12-26**
0.5%
80
Axis Securities Ltd (01-Dec-2026) **
0.5%
81
Reliance Retail Ventures Ltd - 08/12/2026**
0.5%
82
Bharat Petroleum Corporation Ltd.
0.5%
83
FED BANK FINANCIAL SERVICES LIMITED**
0.5%
84
Manappuram Finance Ltd.**
0.5%
85
SBICAP SECURITIES LIMITED**
0.5%
86
360 ONE Prime Limited**
0.5%
87
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
0.5%
88
ICICI SECURITIES LIMITED 91D CP 04NOV26
0.4%
89
CTBC BANKCO., LTD. CD 26NOV26
0.3%
90
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED 362D CP 18NOV26
0.3%
91
NUVAMA WEALTH AND INVESTMENT LIMITED 91D CP 20NOV26
0.3%
92
AXIS SECURITIES LIMITED 113D CP 10DEC26
0.3%
93
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 26NOV26
0.3%
94
** - IIFL FINANCE LTD - CP - 08/12/2026
0.3%
95
ADITYA BIRLA MONEY LTD**
0.3%
96
IIFL FINANCE LIMITED 180D CP 03NOV26
0.3%
97
MUTHOOT FINCORP LIMITED 363D CP 16DEC26
0.3%
98
NETWORK18 MED&INV CP R 10-12-26**
0.3%
99
IIFL CAPITAL SERVICES LTD.**
0.3%
100
Others Class A2 AIF
0.3%
101
AU SMALL FINANCE BANK LIMITED CD 13NOV26
0.2%
102
AXIS SECURITIES LIMITED 91D CP 23NOV26
0.2%
103
AXIS SECURITIES LIMITED 91D CP 20NOV26
0.2%
104
JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 26NOV26
0.2%
105
Pilani Investment and Industries Corporation Ltd. - 03/12/2026**
0.2%
106
JM Financial Services Limited 2026 **
0.2%
107
Nuvama Wealth And Investment Ltd 2026 **
0.2%
108
Manappuram Finance Ltd. (16/12/2026) **
0.2%
109
Reserve Bank of India 91-D
0.2%
110
Reverse Repo
0.2%
111
HDFC BANK LIMITED CD 21DEC26
0.2%
112
AXIS BANK LIMITED CD 16DEC26
0.2%
113
GODREJ INDUSTRIES LIMITED 91D CP 11NOV26
0.2%
114
** - IIFL CAPITAL SERVICES LTD - CP - 11/12/2026
0.2%
115
GODREJ INDUSTRIES LTD**
0.2%
116
LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC
0.1%
117
HDFC BANK LIMITED CD 13NOV26
0.1%
118
THE FEDERAL BANK LIMITED CD 10DEC26
0.1%
119
NJ CAPITAL PRIVATE LIMITED**
0.1%
120
DSP FINANCE PRIVATE LIMITED**
0.1%
121
Nuvama Wealth And Investment Ltd (23/11/2026) **
0.1%
122
TATA CAPITAL LIMITED SR B STRPP-I 7.905 NCD 03DC26 FVRS1LAC
0.1%
123
REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LAC
0.1%
124
BAJAJ FINANCE LIMITED 365D CP 06NOV26
0.1%
125
MUTHOOT FINANCE LIMITED 365D CP 03DEC26
0.1%
126
BANK OF BARODA CD 11DEC26
0.1%
127
SUNDARAM FINANCE LIMITED SR Y4 7.75 NCD 11DC26 FVRS1LAC
0.0%
128
INDIAN BANK CD 04DEC26
0.0%
129
BAJAJ FINANCE LIMITED 91D CP 11NOV26
0.0%
130
Net Payables
-11.6%

What does it cost?

0.15% a year: ₹15 on every ₹10,000 you hold.

The middle fee for Liquid direct plans is 0.14%.

Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days

How has it done?

1 year: +6.5%
3 years, per year: +6.9%
5 years, per year: +6.4%

Worst fall so far: −0.3% (Mar 2020 to Mar 2020).

Against other Liquid funds: out of 131 three-year stretches, it finished above the middle Liquid fund in 7.

In Jan–Apr 2020 alone it fell 0.3%; the middle fund fell 0.2%.