Kotak Dynamic Term Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth1.35% a year

· AMFI 119755

₹43.82

+5.7%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

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Overview

Kind of fund: Dynamic Bond
Yearly fee: 0.61%; Since 30 September 2026
Fund size: ₹2,219 crore
Started: 1 January 2013
Exit load: None
Compared against: NIFTY Composite Debt Index A-III
Plan: Direct · Growth
Holds: 36 lines, no company shares; 36 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 77.3% · cash 12.6% · REITs and InvITs 10.0% · holdings as at 29 September 2026

1
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
17.4%
2
Repo
11.1%
3
HDFC Bank Ltd (15-Jan-2027)
8.8%
4
PUNJAB NATIONAL BANK CD 10FEB27
7.7%
5
MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LAC
6.8%
6
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
6.8%
7
GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100
4.9%
8
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
4.3%
9
Bharat Highways InvIT
4.0%
10
TATA STEEL LIMITED SR 2 7.76 NCD 20SP32 FVRS10LAC
3.3%

Show all 36

11
AXIS BANK LIMITED CD 12FEB27
2.2%
12
CANARA BANK CD 12FEB27
2.2%
13
Embassy Office Parks REIT
2.2%
14
INDIGRID INFRASTRUCTURE TRUST SR AF 7.07 NCD 20JU30 FVRS1LAC
2.2%
15
ONGC PETRO ADDITIONS LIMITED SR XIV 6.99 NCD 30OT30 FVRS1LAC
2.2%
16
Capital Infra Trust
2.0%
17
Net Current Assets
1.6%
18
STATE DEVELOPMENT LOAN 33896 MH 31JN35 7.63 FV RS 100
1.5%
19
BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LAC
1.1%
20
Muthoot Finance Ltd.**
1.1%
21
CANARA BANK CD 18DEC26
1.1%
22
INDIAN BANK CD 09FEB27
1.1%
23
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
1.1%
24
Nexus Select Trust
0.8%
25
Brookfield India Real Estate Trust REIT
0.8%
26
TORRENT PHARMACEUTICALS LTD SR 3 7.70 NCD 18JN30 FVRS1LAC
0.6%
27
Others Class A2 AIF
0.4%
28
Cube Highways Trust
0.3%
29
STATE DEVELOPMENT LOAN 34043 KAR 06MR35 7.42 FV RS 100
0.3%
30
REC LIMITED SERIES 175 8.97 BD 28MR29 FVRS10LAC
0.2%
31
REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC
0.1%
32
STATE DEVELOPMENT LOAN 29901 TN 06JN31 6.53 FV RS 100
0.0%
33
STATE DEVELOPMENT LOAN 29805 KAR 16DC30 6.52 FV RS 100
0.0%
34
STATE DEVELOPMENT LOAN 37060 KAR 11FB36 7.56 FV RS 100
0.0%
35
STATE DEVELOPMENT LOAN 29865 UP 30DC30 6.62 FV RS 100
0.0%
36
CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100
0.0%

What does it cost?

0.61% a year: ₹61 on every ₹10,000 you hold.

The middle fee for Dynamic Bond direct plans is 0.52%.

Exit load: None

How has it done?

1 year: +5.7%
3 years, per year: +7.8%
5 years, per year: +6.6%

Worst fall so far: −3.2% (Mar 2020 to Mar 2020).

Against other Dynamic Bond funds: out of 131 three-year stretches, it finished above the middle Dynamic Bond fund in 114.

In Jan–Apr 2020 alone it fell 3.2%; the middle fund fell 2.9%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 September 2026Fee moved between 0.59% and 0.61% a year (4 changes, 1 Jun – 1 Sep 2026).
13 May 2026Fee changed from 0.70% to 0.59% a year.
12 May 2026Fee changed from 0.65% to 0.70% a year.
11 May 2026Fee changed from 0.59% to 0.65% a year.

Show all 15

8 April 2025Fee moved between 0.56% and 0.59% a year (3 changes, 22 Aug 2024 – 8 Apr 2025).
16 April 2024Fee moved between 0.51% and 0.56% a year (2 changes, 3 Apr – 16 Apr 2024).
27 March 2024Fee changed from 0.46% to 0.51% a year.
14 January 2024Fee changed from 0.45% to 0.46% a year.
27 November 2023Fee changed from 0.40% to 0.45% a year.
20 January 2023Fee moved between 0.35% and 0.40% a year (3 changes, 21 Aug 2022 – 20 Jan 2023).
7 August 2022Fee changed from 0.28% to 0.35% a year.
28 June 2022Fee changed from 0.22% to 0.28% a year.
17 February 2022Fee changed from 0.27% to 0.22% a year.
22 January 2022Fee changed from 0.50% to 0.27% a year.

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026