Kotak Money Market Fund
Direct · Growth
· AMFI 119746
₹4,948.85
+6.5%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹4,645.42 on 11 November 2025 to ₹4,948.85 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Money Market
- Yearly fee
- 0.16%
- Since 1 October 2026
- Fund size
- ₹27,513 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- CRISIL Money Market A-I Index
- Plan
- Direct · Growth
- Holds
- 110 lines, no company shares
- 110 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 99.3% · cash 0.7% · holdings as at 29 September 2026
- 1
GOVERNMENT OF INDIA 37817 182 DAYS TBILL 04FB27 FV RS 100
4.5% - 2
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27
3.8% - 3
GOVERNMENT OF INDIA 37831 182 DAYS TBILL 11FB27 FV RS 100
3.1% - 4
PUNJAB NATIONAL BANK CD 04FEB27
2.8% - 5
INDUSIND BANK LTD. CD 29JAN27
2.7% - 6
YES BANK LIMITED CD 05MAR27
2.6% - 7
Small Industries Dev Bank of India (04/02/2027) **
2.5% - 8
National Bank For Agriculture and Rural Development (17/02/2027) **
2.1% - 9
HDFC BANK LIMITED CD 09MAR27
2.1% - 10
Small Industries Dev Bank of India (18/02/2027) **
2.0%
Show all 110
- 11
HDFC BANK LIMITED CD 22JAN27
2.0% - 12
GOVERNMENT OF INDIA 37694 182 DAYS TBILL 21JN27 FV RS 100
1.8% - 13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27
1.8% - 14
PUNJAB NATIONAL BANK CD 28JAN27
1.8% - 15
HDFC BANK LIMITED CD 24FEB27
1.8% - 16
INDIAN OVERSEAS BANK CD 25FEB27
1.8% - 17
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27
1.4% - 18
BANK OF BARODA CD 12FEB27
1.4% - 19
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 364D CP 15FEB27
1.4% - 20
PUNJAB & SIND BANK CD 26FEB27
1.4% - 21
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 307D CP 09JUN27
1.4% - 22
National Bank For Agriculture and Rural Development (04/02/2027) **
1.3% - 23
THE FEDERAL BANK LIMITED CD 28JAN27
1.3% - 24
UNION BANK OF INDIA CD 02MAR27
1.3% - 25
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27
1.2% - 26
GOVERNMENT OF INDIA 37706 182 DAYS TBILL 28JN27 FV RS 100
1.2% - 27
THE FEDERAL BANK LIMITED CD 29JAN27
1.2% - 28
BANK OF BARODA CD 03FEB27
1.1% - 29
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27
1.1% - 30
AU SMALL FINANCE BANK LIMITED CD 11JAN27
1.1% - 31
IDBI Bank Ltd CD
1.1% - 32
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 28JAN27
1.1% - 33
MUTHOOT FINCORP LIMITED 364D CP 18JAN27
1.1% - 34
ICICI SECURITIES LIMITED 365D CP 16FEB27
1.1% - 35
182 Days Tbill 2027
1.1% - 36
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 09MAR27
1.1% - 37
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27
1.0% - 38
Repo
0.9% - 39
EXPORT IMPORT BANK OF INDIA 363D CP 25JAN27
0.9% - 40
PUNJAB NATIONAL BANK CD 05FEB27
0.9% - 41
INDUSIND BANK LTD. CD 05FEB27
0.9% - 42
AU SMALL FINANCE BANK LIMITED CD 02FEB27
0.9% - 43
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 26FEB27
0.9% - 44
THE KARUR VYSYA BANK LIMITED CD 18FEB27
0.9% - 45
ICICI SECURITIES LIMITED 365D CP 18FEB27
0.9% - 46
ADITYA BIRLA CAPITAL LIMITED 365D CP 26FEB27
0.9% - 47
360 ONE PRIME LIMITED 364D CP 25FEB27
0.9% - 48
IIFL FINANCE LIMITED**
0.9% - 49
UNION BANK OF INDIA CD 15JUN27
0.9% - 50
AU SMALL FINANCE BANK LIMITED CD 14JUN27
0.9% - 51
TATA COMMUNICATIONS LIMITED 180D CP 17FEB27
0.8% - 52
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED 365D CP 05MAR27
0.8% - 53
MUTHOOT FINANCE LIMITED 358D CP 20JAN27
0.7% - 54
HDFC BANK LIMITED CD 05FEB27
0.7% - 55
AXIS SECURITIES LIMITED 364D CP 12FEB27
0.7% - 56
MUTHOOT FINANCE LIMITED 360D CP 04FEB27
0.7% - 57
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 04FEB27
0.7% - 58
GOVERNMENT OF INDIA 37079 364 DAYS TBILL 11FB27 FV RS 100
0.7% - 59
ADITYA BIRLA CAPITAL LIMITED 365D CP 18FEB27
0.7% - 60
PUNJAB & SIND BANK CD 12MAR27
0.7% - 61
INDIAN BANK CD 24MAY27
0.7% - 62
CANARA BANK CD 12FEB27
0.6% - 63
CANARA BANK CD 11MAR27
0.6% - 64
ICICI BANK LIMITED CD 12FEB27
0.6% - 65
MUTHOOT FINCORP LIMITED 179D CP 11DEC26
0.5% - 66
MUTHOOT FINCORP LIMITED 363D CP 04FEB27
0.5% - 67
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 365D CP 03FEB27
0.5% - 68
ADITYA BIRLA HOUSING FINANCE LIMITED 365D CP 16FEB27
0.5% - 69
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT CD 02MAR27
0.5% - 70
CANARA BANK CD 04MAR27
0.5% - 71
TORRENT PHARMACEUTICALS LTD 337D CP 22DEC26
0.5% - 72
91 Days Treasury Bill 03-Dec-2026
0.5% - 73
ANGEL ONE LIMITED 365D CP 25FEB27
0.4% - 74
ANGEL ONE LIMITED 336D CP 17MAR27
0.4% - 75
UNION BANK OF INDIA CD 03MAR27
0.4% - 76
IIFL FINANCE LIMITED 186D CP 15FEB27
0.4% - 77
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27
0.4% - 78
Others Class A2 AIF
0.3% - 79
BIRLA GROUP HOLDINGS PRIVATE LIMITED 364D CP 04FEB27
0.3% - 80
PILANI INVESTMENTS AND INDUSTRIES CORPORATION LIMITED 364D CP 05FEB27
0.3% - 81
HERO FINCORP LIMITED 365D CP 04FEB27
0.3% - 82
INDIAN OVERSEAS BANK CD 24FEB27
0.3% - 83
ICICI SECURITIES LIMITED 364D CP 26FEB27
0.3% - 84
BAJAJ HOUSING FINANCE LIMITED 365D CP 23FEB27
0.3% - 85
MUTHOOT FINCORP LIMITED 364D CP 24FEB27
0.3% - 86
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10MAR27
0.3% - 87
National Bank For Agriculture and Rural Development (17/03/2027) ** #
0.3% - 88
HDFC BANK LIMITED CD 05MAR27
0.3% - 89
CREDILA FINANCIAL SERVICES LIMITED 364D CP 01MAR27
0.3% - 90
NUVAMA WEALTH MANAGEMENT LIMITED 364D CP 08MAR27
0.3% - 91
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27
0.3% - 92
Small Industries Development Bank of India (25/03/2027) #
0.3% - 93
360 ONE PRIME LIMITED 364D CP 18JAN27
0.3% - 94
NUVAMA WEALTH FINANCE LIMITED 365D CP 27JAN27
0.3% - 95
NUVAMA WEALTH AND INVESTMENT LIMITED 365D CP 27JAN27
0.3% - 96
ICICI SECURITIES LIMITED 365D CP 04MAR27
0.3% - 97
ADITYA BIRLA CAPITAL LIMITED 210D CP 22FEB27
0.3% - 98
MUTHOOT FINCORP LIMITED 364D CP 02DEC26
0.2% - 99
PUNJAB NATIONAL BANK CD 10FEB27
0.2% - 100
PUNJAB NATIONAL BANK CD 09FEB27
0.2% - 101
MUTHOOT FINANCE LIMITED 362D CP 23FEB27
0.2% - 102
BANK OF BARODA CD 08MAR27
0.2% - 103
BAJAJ HOUSING FINANCE LIMITED 365D CP 12MAR27
0.2% - 104
INDIAN BANK CD 03FEB27
0.1% - 105
UNION BANK OF INDIA CD 22FEB27
0.1% - 106
CANARA BANK CD 02FEB27
0.1% - 107
CANARA BANK CD 28JAN27
0.1% - 108
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 26FEB27
0.1% - 109
Madhya Pradesh State SDL 7.40 09/11/2026
0.1% - 110
Net Payables
-0.2%
What does it cost?
0.16% a year: ₹16 on every ₹10,000 you hold.
The middle fee for Money Market direct plans is 0.17%.
Exit load: None
How has it done?
- 1 year
- +6.5%
- 3 years, per year
- +7.3%
- 5 years, per year
- +6.8%
Worst fall so far: −0.8% (Mar 2020 to Mar 2020).
Against other Money Market funds: out of 131 three-year stretches, it finished above the middle Money Market fund in 39.
In Jan–Apr 2020 alone it fell 0.8%; the middle fund fell 1.0%.
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee changed from 0.16% to 0.16% a year.
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 August 2026Fee moved between 0.16% and 0.21% a year (7 changes, 29 Apr – 1 Aug 2026).
- 17 September 2025Fee moved between 0.21% and 0.26% a year (11 changes, 17 Feb 2022 – 17 Sep 2025).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026