HDFC Gilt Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.86% a year

· AMFI 119116

₹60.29

+2.6%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Gilt
Yearly fee: 0.46%; Since 30 September 2026
Fund size: ₹1,885 crore
Started: 1 January 2013
Exit load: None
Compared against: NIFTY All Duration G-Sec Index
Plan: Direct · Growth
Holds: 38 lines, no company shares; 38 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 84.2% · cash 15.8% · holdings as at 29 September 2026

1
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
16.4%
2
Repo
13.6%
3
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
10.6%
4
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
7.8%
5
GOI Sec 7.18 14/08/2033
6.4%
6
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100
6.4%
7
STATE DEVELOPMENT LOAN 22760 KAR 26FB28 6.97 FV RS 100
5.8%
8
STATE DEVELOPMENT LOAN 36823 GUJ 17DC34 7.27 FV RS 100
4.1%
9
STATE DEVELOPMENT LOAN 33844 GUJ 17JN33 7.64 FV RS 100
2.6%
10
GOVERNMENT OF INDIA 37706 182 DAYS TBILL 28JN27 FV RS 100
2.6%

Show all 38

11
STATE DEVELOPMENT LOAN 30969 MP 17NV41 6.99 FV RS 100
2.4%
12
Net Current Assets
2.2%
13
GOI Sec 7.18 24/07/2037
1.6%
14
STATE DEVELOPMENT LOAN 33845 GUJ 17JN34 7.64 FV RS 100
1.6%
15
STATE DEVELOPMENT LOAN 36634 MH 23OT36 7.2 FV RS 100
1.5%
16
182 Days Tbill (MD 17/12/2026)
1.3%
17
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
1.3%
18
STATE DEVELOPMENT LOAN 36558 MP 01OT45 7.48 FV RS 100
1.3%
19
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
1.2%
20
STATE DEVELOPMENT LOAN 36288 MP 06AG43 7.22 FV RS 100
1.2%
21
STATE DEVELOPMENT LOAN 36290 MP 06AG48 7.22 FV RS 100
1.0%
22
STATE DEVELOPMENT LOAN 33876 GUJ 24JN33 7.63 FV RS 100
0.8%
23
STATE DEVELOPMENT LOAN 37119 BH 25FB41 7.72 FV RS 100
0.8%
24
STATE DEVELOPMENT LOAN 36720 RAJ 19NV37 7.29 FV RS 100
0.8%
25
STATE DEVELOPMENT LOAN 33877 GUJ 24JN34 7.63 FV RS 100
0.5%
26
7.72% Maharashtra State Dev. Loan (MD 25/05/2034)
0.5%
27
Uttar Pradesh State Government Securities (20/03/2036)
0.5%
28
STATE DEVELOPMENT LOAN 36384 AP 03SP37 7.63 FV RS 100
0.5%
29
STATE DEVELOPMENT LOAN 37125 HAR 25FB41 7.67 FV RS 100
0.5%
30
STATE DEVELOPMENT LOAN 36739 GUJ 26NV33 7.07 FV RS 100
0.5%
31
STATE DEVELOPMENT LOAN 36381 AP 03SP33 7.48 FV RS 100
0.4%
32
STATE DEVELOPMENT LOAN 36383 AP 03SP36 7.62 FV RS 100
0.3%
33
STATE DEVELOPMENT LOAN 36382 AP 03SP34 7.48 FV RS 100
0.3%
34
STATE DEVELOPMENT LOAN 37672 TN 15JL34 7.39 FV RS 100
0.3%
35
CENTRAL GOVERNMENT LOAN 30951 GOI 15DC51 6.99 FV RS 100
0.2%
36
GOI Sec 8.97 05/12/2030
0.1%
37
STATE DEVELOPMENT LOAN 36071 HAR 11JU39 7.03 FV RS 100
0.0%
38
CENTRAL GOVERNMENT LOAN 30049 GOI 22FB61 6.76 FV RS 100
0.0%

What does it cost?

0.46% a year: ₹46 on every ₹10,000 you hold.

The middle fee for Gilt direct plans is 0.49%.

Exit load: None

How has it done?

1 year: +2.6%
3 years, per year: +6.2%
5 years, per year: +5.4%

Worst fall so far: −11.9% (May 2013 to Aug 2013).

Against other Gilt funds: out of 131 three-year stretches, it finished above the middle Gilt fund in 20.

In Jan–Apr 2020 alone it fell 2.1%; the middle fund fell 2.8%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
31 May 2026Fee changed from 0.47% to 0.46% a year.
30 May 2026Fee moved between 0.47% and 0.52% a year (3 changes, 28 May – 30 May 2026).
27 May 2026Fee moved between 0.44% and 0.49% a year (9 changes, 4 May 2022 – 27 May 2026).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026