DSP Gilt Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth1.18% a year

· AMFI 119099

₹104.91

+2.4%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Gilt
Yearly fee: 0.59%; Since 30 September 2026
Fund size: ₹1,083 crore
Started: 1 January 2013
Exit load: None
Compared against: CRISIL Dynamic Gilt Index
Plan: Direct · Growth
Holds: 11 lines, no company shares; 11 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 99.6% · cash 0.4% · holdings as at 29 September 2026

1
7.63% GOI 15092056
46.2%
2
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
20.6%
3
STATE DEVELOPMENT LOAN 36219 MH 16JL47 7.12 FV RS 100
8.2%
4
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
6.8%
5
STATE DEVELOPMENT LOAN 34139 UP 22MR42 7.48 FV RS 100
5.3%
6
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
4.4%
7
CENTRAL GOVERNMENT LOAN 22978 GOI 15SP60 7.19 FV RS 100
3.9%
8
Net Receivables
3.7%
9
7.71% GOI 18-May-2066
2.9%
10
STATE DEVELOPMENT LOAN 31298 MP 19JN42 7.33 FV RS 100
1.3%

Show all 11

11
Net Payables
-3.3%

What does it cost?

0.59% a year: ₹59 on every ₹10,000 you hold.

The middle fee for Gilt direct plans is 0.49%.

Exit load: None

How has it done?

1 year: +2.4%
3 years, per year: +6.4%
5 years, per year: +5.7%

Worst fall so far: −7.6% (May 2013 to Dec 2013).

Against other Gilt funds: out of 131 three-year stretches, it finished above the middle Gilt fund in 92.

In Jan–Apr 2020 alone it fell 2.7%; the middle fund fell 2.8%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 July 2026Fee changed from 0.57% to 0.59% a year.
1 June 2026Fee changed from 0.65% to 0.57% a year.
29 May 2026Fee changed from 0.58% to 0.65% a year.
26 May 2026Fee changed from 0.59% to 0.58% a year.

Show all 15

25 May 2026Fee changed from 0.75% to 0.59% a year.
22 May 2026Fee changed from 0.59% to 0.75% a year.
21 May 2026Fee moved between 0.59% and 0.61% a year (2 changes, 20 May – 21 May 2026).
19 May 2026Fee changed from 0.65% to 0.59% a year.
18 May 2026Fee changed from 0.57% to 0.65% a year.
15 May 2026Fee moved between 0.54% and 0.59% a year (29 changes, 18 Oct 2023 – 15 May 2026).
9 October 2023Fee moved between 0.53% and 0.55% a year (6 changes, 22 Sep – 9 Oct 2023).
2 May 2023Fee changed from 0.49% to 0.54% a year.
3 April 2023Fee changed from 0.55% to 0.49% a year.
31 March 2023Fee moved between 0.54% and 0.55% a year (3 changes, 17 Mar 2022 – 31 Mar 2023).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026