DSP Credit Risk Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 119082
₹61.23
+10.6%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹55.34 on 11 November 2025 to ₹61.23 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Credit Risk
- Yearly fee
- 0.42%
- Since 1 October 2026
- Fund size
- ₹326 crore
- Started
- 1 January 2013
- Exit load
- 3% if sold within 12 months
- Compared against
- CRISIL Credit Risk Debt B-II Index
- Plan
- Direct · Growth
- Holds
- 27 lines, no company shares
- 27 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 93.8% · cash 6.2% · holdings as at 29 September 2026
- 1
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
10.8% - 2
Reverse Repo
8.0% - 3
KOTAK MAHINDRA BANK LIMITED CD 04FEB27
7.5% - 4
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LAC
6.2% - 5
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC
6.1% - 6
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC
6.1% - 7
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LAC
5.0% - 8
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
5.0% - 9
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC
4.8% - 10
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
4.6%
Show all 27
- 11
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC
3.3% - 12
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC
3.3% - 13
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
3.2% - 14
TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC
3.1% - 15
KOGTA FINANCIAL (INDIA) LIMITED 9.45 NCD 24MR28 FVRS1LAC
3.1% - 16
NUVAMA WEALTH FINANCE LIMITED SR F7H502A 9 NCD 11JU27 FVRS1LAC
3.1% - 17
TATA PROJECTS LIMITED SR A1 8.32 NCD 31JL29 FVRS1LAC
3.1% - 18
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC
3.1% - 19
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
3.0% - 20
360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC
1.7% - 21
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
1.6% - 22
REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC
1.6% - 23
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100
1.6% - 24
360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC
1.5% - 25
Tata Projects Ltd.
0.9% - 26
Others Class A2 AIF
0.3% - 27
Net Payables
-1.8%
What does it cost?
0.42% a year: ₹42 on every ₹10,000 you hold.
The middle fee for Credit Risk direct plans is 0.80%.
Exit load: 3% if sold within 12 months
How has it done?
- 1 year
- +10.6%
- 3 years, per year
- +13.8%
- 5 years, per year
- +13.4%
Worst fall so far: −6.0% (Sep 2018 to Dec 2018).
Against other Credit Risk funds: out of 131 three-year stretches, it finished above the middle Credit Risk fund in 51.
In Jan–Apr 2020 alone it fell 2.8%; the middle fund fell 2.7%.
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee changed from 0.43% to 0.42% a year.
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee moved between 0.43% and 0.46% a year (2 changes, 3 Aug – 1 Sep 2026).
- 1 July 2026Fee changed from 0.40% to 0.46% a year.
- 13 May 2026Fee changed from 0.41% to 0.40% a year.
Show all 9
- 6 May 2026Fee moved between 0.41% and 0.46% a year (2 changes, 5 May – 6 May 2026).
- 30 April 2026Fee moved between 0.38% and 0.41% a year (6 changes, 3 Mar 2023 – 30 Apr 2026).
- 26 December 2022Fee changed from 0.79% to 0.38% a year.
- 28 March 2022Fee moved between 0.79% and 0.80% a year (2 changes, 14 Mar – 28 Mar 2022).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026