HDFC Short Term Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.72% a year

· AMFI 119016

₹35.56

+4.7%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Short Duration
Yearly fee: 0.40%; Since 30 September 2026
Fund size: ₹14,219 crore
Started: 1 January 2013
Exit load: None
Compared against: CRISIL Short Duration Debt A-II Index
Plan: Direct · Growth
Holds: 143 lines, no company shares; 143 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 94.6% · cash 5.4% · holdings as at 29 September 2026

1
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
3.0%
2
Repo
3.0%
3
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
2.7%
4
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
2.5%
5
Net Current Assets
2.4%
6
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
2.4%
7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
2.2%
8
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
2.2%
9
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
1.9%
10
PIPELINE INFRASTRUCTURE LIMITED SR 3 7.96 NCD 11MR29 FVRS1LAC
1.7%

Show all 143

11
TATA COMMUNICATIONS LIMITED 6.77 NCD 07AG28 FVRS1LAC
1.7%
12
ULTRATECH CEMENT LIMITED SR I 7.22 NCD 02FB29 FVRS1LAC
1.7%
13
BAJAJ HOUSING FINANCE LIMITED 7.83 NCD 18MY29 FVRS1LAC
1.6%
14
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
1.5%
15
TVS CREDIT SERVICES LIMITED 9.30 NCD 27JU29 FVRS1CR
1.4%
16
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
1.4%
17
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LAC
1.4%
18
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC
1.4%
19
ASCENDAS IT PARK (PUNE) PRIVATE LIMITED 7.25 NCD 02JN29 FVRS1LAC
1.4%
20
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
1.4%
21
STATE DEVELOPMENT LOAN 36823 GUJ 17DC34 7.27 FV RS 100
1.4%
22
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
1.2%
23
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC
1.2%
24
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100
1.1%
25
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
1.1%
26
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
1.1%
27
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
1.1%
28
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC
1.1%
29
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC
1.1%
30
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC
1.0%
31
SUNDARAM HOME FINANCE LIMITED SR 343 7.9 NCD 24SP27 FVRS1LAC
1.0%
32
REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC
0.9%
33
LIC HOUSING FINANCE LIMITED SR TR 376 8.80 LOA 25JN29 FVRS10LAC
0.9%
34
MOTILAL OSWAL FINANCIAL SERVICES LIMITED SR I 8.50 NCD 06AG27 FVRS1LAC
0.9%
35
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC
0.9%
36
POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC
0.9%
37
POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC
0.9%
38
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
0.9%
39
REC LIMITED SR GOI-VI 8.80 BD 22JN29 FVRS10LAC
0.7%
40
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S52 7.6950 NCD 13JU28 FVRS1LAC
0.7%
41
LIC Housing Finance Ltd Debenture 8.75 08/12/2028
0.7%
42
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 133 8.35 LOA 13MR29 FVRS10LAC
0.7%
43
LIC HOUSING FINANCE LIMITED SR TRANCHE 386 7.99 LOA 12JL29 FVRS10LAC
0.7%
44
SUNDARAM FINANCE LIMITED SR X2 7.75 NCD 08AG28 FVRS1LAC
0.7%
45
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 174 7.67 BD 15DC33 FVRS1LAC
0.7%
46
BAJAJ HOUSING FINANCE LIMITED 8.05 NCD 08MY29 FVRS1LAC
0.7%
47
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
0.7%
48
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP I 8.30 NCD 30JU27 FVRS1LAC
0.7%
49
LIC HOUSING FINANCE LTD TR 444 7.75 NCD 23AG29 FVRS1LAC
0.7%
50
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
0.7%
51
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
0.7%
52
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 665 RR NCD 27FB29 FVRS1LAC
0.7%
53
CANARA BANK CD 08DEC26
0.7%
54
REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC
0.7%
55
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LAC
0.7%
56
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
0.7%
57
SUNDARAM FINANCE LIMITED SR Z8 7.45 NCD 16MR29 FVRS1LAC
0.7%
58
PUNJAB NATIONAL BANK SR III 7.34 BD 14FB35 FVRS1LAC
0.7%
59
POWER FINANCE CORPORATION LIMITED SR 250B 6.64 BD 15JL30 FVRS1LAC
0.7%
60
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC
0.7%
61
INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24
0.6%
62
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030
0.6%
63
STATE DEVELOPMENT LOAN 36822 GOA 17DC35 7.34 FV RS 100
0.6%
64
NTPC GREEN ENERGY LIMITED 7.01 SR 1 NCD 12NV35 FVRS1LAC
0.6%
65
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC
0.6%
66
7.70% Small Industries Development Bank of India (10/10/2029)
0.6%
67
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PC1POB1 7.43 LOA 31JN30 FVRS10LAC
0.6%
68
STATE DEVELOPMENT LOAN 33844 GUJ 17JN33 7.64 FV RS 100
0.6%
69
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1AC
0.6%
70
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC
0.6%
71
RURAL ELECTRIFICATION CORPORATION LIMITED SR GOI-IV 8.70 BD 28SP28 FVRS10LAC
0.5%
72
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC
0.5%
73
KOTAK MAHINDRA INVESTMENTS LIMITED 8.3774 NCD 21JU27 FVRS1LAC
0.5%
74
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC
0.5%
75
REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LAC
0.5%
76
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC
0.5%
77
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
0.5%
78
RJ CORP LIMITED 7.25 NCD 08DC28 FVRS1LAC
0.5%
79
POONAWALLA FINCORP LIMITED SR K2 7.8788 NCD 12JU28 FVRS1LAC
0.5%
80
BANK OF BARODA CD 08MAR27
0.5%
81
BAJAJ HOUSING FINANCE LIMITED NCD 7.50 09AP35 FVRS1LAC
0.5%
82
STATE DEVELOPMENT LOAN 36720 RAJ 19NV37 7.29 FV RS 100
0.5%
83
BAJAJ HOUSING FINANCE LIMITED 7.10 NCD 16OT28 FVRS1LAC
0.4%
84
UCO BANK CD 15JUN27
0.4%
85
STATE DEVELOPMENT LOAN 33845 GUJ 17JN34 7.64 FV RS 100
0.4%
86
Others Class A2 AIF
0.4%
87
RELIANCE INDUSTRIES LIMITED PPD SR 1B 8.65 NCD 11DC28 FVRS10LAC
0.4%
88
LIC HOUSING FINANCE LIMITED TRANCHE 382 8.7 LOA 23MR29 FVRS10LAC
0.4%
89
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027
0.4%
90
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC
0.3%
91
HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LAC
0.3%
92
REC LIMITED SR 227-B 7.71 BD 31OT33 FVRS1LAC
0.3%
93
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC
0.3%
94
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC
0.3%
95
ULTRATECH CEMENT LIMITED SR I 7.34 NCD 03MR28 FVRS1LAC
0.3%
96
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC
0.3%
97
SMFG INDIA CREDIT COMPANY LIMITED SR 114 7.30 NCD 10JL28 FVRS1LAC
0.3%
98
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC
0.3%
99
STATE DEVELOPMENT LOAN 37119 BH 25FB41 7.72 FV RS 100
0.3%
100
POWER FINANCE CORPORATION LIMITED SR 245A 7.24 BD 15JN35 FVRS1LAC
0.3%
101
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 7.12 NCD 26DC34 FVRS1LAC
0.3%
102
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC
0.3%
103
BANK OF BARODA CD 05FEB27
0.3%
104
CANARA BANK CD 26FEB27
0.3%
105
STATE DEVELOPMENT LOAN 37672 TN 15JL34 7.39 FV RS 100
0.3%
106
Union Bank of India (10/02/2027) #
0.3%
107
STATE DEVELOPMENT LOAN 33876 GUJ 24JN33 7.63 FV RS 100
0.3%
108
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC
0.3%
109
STATE DEVELOPMENT LOAN 36739 GUJ 26NV33 7.07 FV RS 100
0.3%
110
STATE DEVELOPMENT LOAN 36634 MH 23OT36 7.2 FV RS 100
0.3%
111
TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LAC
0.3%
112
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04A/2024 8.45 NCD 01SP27 FVRS1LAC
0.3%
113
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
0.3%
114
STATE DEVELOPMENT LOAN 37493 GUJ 10JU37 7.63 FV RS 100
0.3%
115
STATE DEVELOPMENT LOAN 33877 GUJ 24JN34 7.63 FV RS 100
0.2%
116
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 169 8.37 BD 07DC28 FVRS10LAC
0.2%
117
POWER FINANCE CORPORATION LTD. SERIES 187(B) 8.85 BD 25MY29 FVRS10LAC
0.2%
118
HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC
0.2%
119
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC
0.2%
120
RELIANCE INDUSTRIES LIMITED SR IA 8.70 NCD 11DC28 FVRS10LAC
0.2%
121
REC LIMITED SR GOI-IX 7.14 BD 02MR30 FVRS10LAC
0.2%
122
POWER FINANCE CORPORATION LTD. SR BS233C 7.60 BD 25AG33 FVRS1LAC
0.2%
123
7.70%PFC SERIES 234 UNSECURED BONDS (MATURITY - 30.11.2033)
0.2%
124
BAJAJ FINANCE LIMITED 7.55 NCD 03AP35 FVRS1LAC
0.2%
125
BAJAJ FINANCE LIMITED 7.92 NCD 20FB34 FVRS1LAC
0.2%
126
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
0.2%
127
STATE DEVELOPMENT LOAN 36384 AP 03SP37 7.63 FV RS 100
0.2%
128
STATE DEVELOPMENT LOAN 36558 MP 01OT45 7.48 FV RS 100
0.2%
129
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LAC
0.2%
130
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.61 BD 10AG29 FVRS1LAC
0.2%
131
BAJAJ HOUSING FINANCE LIMITED 7.53 NCD 28SP29 FVRS1LAC
0.2%
132
POWER FINANCE CORPORATION LTD. TRI SRIV CATIII&IV 7 NCD 22JN31 FVRS1000
0.2%
133
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES V 8.41 LOA 15MR29 FVRS10LAC
0.1%
134
Tata Power Company Ltd SR CGPLAU02 Debenture 9.90 27/08/2028
0.1%
135
STATE DEVELOPMENT LOAN 36381 AP 03SP33 7.48 FV RS 100
0.1%
136
STATE DEVELOPMENT LOAN 37125 HAR 25FB41 7.67 FV RS 100
0.1%
137
STATE DEVELOPMENT LOAN 36383 AP 03SP36 7.62 FV RS 100
0.1%
138
7.72% Maharashtra State Dev. Loan (MD 25/05/2034)
0.1%
139
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04B/2024 8.45 NCD 01MR27 FVRS1LAC
0.1%
140
STATE DEVELOPMENT LOAN 36382 AP 03SP34 7.48 FV RS 100
0.1%
141
STATE DEVELOPMENT LOAN 36584 AP 08OT36 7.27 FV RS 100
0.1%
142
SANSAR TRUST JULY 2023 II SERIES A1 PTC 07AUG23
0.1%
143
STATE DEVELOPMENT LOAN 36527 GUJ 24SP32 7.07 FV RS 100
0.1%

What does it cost?

0.40% a year: ₹40 on every ₹10,000 you hold.

The middle fee for Short Duration direct plans is 0.37%.

Exit load: None

How has it done?

1 year: +4.7%
3 years, per year: +7.4%
5 years, per year: +6.6%

Worst fall so far: −2.7% (Mar 2020 to Mar 2020).

Against other Short Duration funds: out of 131 three-year stretches, it finished above the middle Short Duration fund in 85.

In Jan–Apr 2020 alone it fell 2.7%; the middle fund fell 2.4%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 August 2026Fee moved between 0.39% and 0.43% a year (13 changes, 21 Apr – 1 Aug 2026).
5 April 2024Fee changed from 0.37% to 0.40% a year.
9 October 2023Fee changed from 0.34% to 0.37% a year.
24 July 2023Fee changed from 0.29% to 0.34% a year.

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026