HDFC Floating Interest Rates Fund
Direct · Growth
· AMFI 118961
₹55.22
+5.5%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹52.36 on 11 November 2025 to ₹55.22 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Floater
- Yearly fee
- 0.27%
- Since 30 September 2026
- Fund size
- ₹15,659 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- CRISIL Short Duration Debt A-II Index
- Plan
- Direct · Growth
- Holds
- 144 lines, no company shares
- 144 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 96.7% · cash 3.3% · holdings as at 29 September 2026
- 1
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100
7.0% - 2
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
4.2% - 3
4.45% Government of India (30/10/2034)
3.3% - 4
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
3.1% - 5
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
2.5% - 6
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
2.4% - 7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
2.4% - 8
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
2.2% - 9
Net Current Assets
2.1% - 10
AADHAR HOUSING FINANCE LIMITED 8.50 NCD 02DC27 FVRS1LAC
1.9%
Show all 144
- 11
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
1.8% - 12
ASCENDAS IT PARK (PUNE) PRIVATE LIMITED 7.25 NCD 02JN29 FVRS1LAC
1.7% - 13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC
1.6% - 14
TORRENT POWER LIMITED SR 15 TR A 8.10 NCD 24JU29 FVRS1LAC
1.5% - 15
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC
1.4% - 16
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC
1.3% - 17
EXPORT IMPORT BANK OF INDIA CD 11NOV26
1.3% - 18
ULTRATECH CEMENT LIMITED SR I 7.22 NCD 02FB29 FVRS1LAC
1.3% - 19
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
1.3% - 20
Repo
1.2% - 21
SMFG INDIA CREDIT COMPANY LIMITED SR 118 8.15 NCD 19JU29 FVRS1LAC
1.1% - 22
JM FINANCIAL CREDIT SOLUTIONS LIMITED SR I TR BZ 8.50 NCD 30MY28 FVRS1LAC
1.1% - 23
TVS CREDIT SERVICES LIMITED 9.30 NCD 27JU29 FVRS1CR
1.0% - 24
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC
1.0% - 25
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC
1.0% - 26
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC
1.0% - 27
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC
1.0% - 28
HDB FINANCIAL SERVICES LIMITED SR A 1 FX 183 7.65 NCD 10SP27 FVRS10LAC
0.9% - 29
EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC
0.9% - 30
Canara Bank (30/11/2026) ** #
0.9% - 31
CANARA BANK CD 28JAN27
0.9% - 32
Small Industries Dev Bank of India (04/02/2027) **
0.9% - 33
CANARA BANK CD 02MAR27
0.9% - 34
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LAC
0.9% - 35
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC
0.8% - 36
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC
0.8% - 37
CITICORP FINANCE (INDIA) LIMITED SR 818 TR 1 RR NCD 12JU28 FVRS1LAC
0.8% - 38
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
0.8% - 39
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
0.8% - 40
PIPELINE INFRASTRUCTURE LIMITED SR 2 7.96 NCD 11MR28 FVRS1AC
0.8% - 41
REC LIMITED SR 247 A 6.87 BD 31MY30 FVRS1LAC
0.8% - 42
BAJAJ HOUSING FINANCE LIMITED 7.85 NCD 01SP28 FVRS10LAC
0.7% - 43
POONAWALLA FINCORP LIMITED SR K2 7.8788 NCD 12JU28 FVRS1LAC
0.7% - 44
HDB FINANCIAL SERVICES LIMITED SR 246 8.2301 NCD 05JL29 FVRS1LAC
0.7% - 45
GRASIM INDUSTRIES LIMITED SR II 7.63 LOA 01DC27 FVRS10LAC
0.6% - 46
NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC
0.6% - 47
TATA POWER RENEWABLE ENERGY LIMITED SR I 7.93 NCD 26JU29 FVRS1LAC
0.6% - 48
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
0.6% - 49
TMF HOLDINGS LIMITED SR B 7.3029 NCD PERPETUAL FVRS10LAC
0.6% - 50
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC
0.6% - 51
POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC
0.6% - 52
AAVAS FINANCIERS LIMITED SR B RR NCD 26AP30 FVRS1LAC
0.6% - 53
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC
0.6% - 54
BAJAJ HOUSING FINANCE LIMITED 7.83 NCD 18MY29 FVRS1LAC
0.6% - 55
POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC
0.6% - 56
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27
0.6% - 57
YES BANK LIMITED CD 05MAR27
0.6% - 58
YES BANK LIMITED CD 11MAR27
0.6% - 59
PUNJAB NATIONAL BANK CD 18MAR27
0.6% - 60
Union Bank of India - 15/03/2027**
0.6% - 61
POWER FINANCE CORPORATION LIMITED SR 250B 6.64 BD 15JL30 FVRS1LAC
0.6% - 62
BAJAJ HOUSING FINANCE LIMITED 7.08 NCD 12JU30 FVRS1LAC
0.6% - 63
BAJAJ HOUSING FINANCE LIMITED NCD 7.50 09AP35 FVRS1LAC
0.6% - 64
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027
0.5% - 65
PIPELINE INFRASTRUCTURE LIMITED SR 1 7.96 NCD 11MR27 FVRS1LAC
0.5% - 66
BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC
0.5% - 67
TRUHOME FINANCE LIMITED SR 38 8.60 NCD 27AG27 FVRS1LAC
0.5% - 68
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC
0.5% - 69
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
0.5% - 70
CANARA BANK CD 04MAR27
0.5% - 71
CENTRAL GOVERNMENT LOAN 30734 GOI 15DC35 6.67 FV RS 100
0.5% - 72
CANARA BANK CD 12MAR27
0.5% - 73
LIC HOUSING FINANCE LIMITED TRANCHE 382 8.7 LOA 23MR29 FVRS10LAC
0.5% - 74
BAJAJ HOUSING FINANCE LIMITED 7.89 NCD 14JL34 FVRS1LAC
0.4% - 75
NTPC LIMITED SR 83 6.84 NCD 09MY35 FVRS1LAC
0.4% - 76
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC
0.4% - 77
DHRUVA XXIV SERIES A PTC 29OCT24
0.4% - 78
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S52 7.6950 NCD 13JU28 FVRS1LAC
0.3% - 79
LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LAC
0.3% - 80
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC
0.3% - 81
NTPC LIMITED SR 69 7.32 LOA 17JL29 FVRS10LAC
0.3% - 82
GRASIM INDUSTRIES LIMITED SR I 7.50 LOA 10JU27 FVRS10LAC
0.3% - 83
TATA CAPITAL FINANCIAL SERVICES LIMITED SR J 8 NCD 19OT27 FVRS10LAC
0.3% - 84
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC
0.3% - 85
Others Class A2 AIF
0.3% - 86
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
0.3% - 87
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
0.3% - 88
KOTAK MAHINDRA PRIME LIMITED 8.225 NCD 21AP27 FVRS1LAC
0.3% - 89
GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC
0.3% - 90
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LAC
0.3% - 91
LIC HOUSING FINANCE LTD TR 444 7.75 NCD 23AG29 FVRS1LAC
0.3% - 92
BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LAC
0.3% - 93
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC
0.3% - 94
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC
0.3% - 95
TATA CAPITAL HOUSING FINANCE LIMITED SR E 7.685 NCD 24JL28 FVRS1LAC
0.3% - 96
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 665 RR NCD 27FB29 FVRS1LAC
0.3% - 97
LIC HOUSING FINANCE LIMITED TR 433 7.71 LOA 09MY33 FVRS10LAC
0.3% - 98
BAJAJ HOUSING FINANCE LIMITED 7.80 NCD 09FB34 FVRS1LAC
0.3% - 99
NATIONAL HOUSING BANK 7.35 BD 02JN32 FVRS1LAC
0.3% - 100
POWER FINANCE CORPORATION LIMITED SR 247B 7.40 BD 15JN35 FVRS1LAC
0.3% - 101
REC LIMITED SR 245B 7.32 BD 28FB35 FVRS1LAC
0.3% - 102
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR A 6.9 NCD 23AP32 FVRS1LAC
0.3% - 103
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 189 6.78 BD 30AP30 FVRS1LAC
0.3% - 104
INDIGRID INFRASTRUCTURE TRUST SR AD 7.04 NCD 27SP28 FVRS1LAC
0.3% - 105
BANK OF BARODA CD 08JAN27
0.3% - 106
PUNJAB NATIONAL BANK CD 04FEB27
0.3% - 107
PUNJAB NATIONAL BANK CD 05FEB27
0.3% - 108
PUNJAB NATIONAL BANK CD 10FEB27
0.3% - 109
Small Industries Dev Bank of India (18/02/2027) **
0.3% - 110
CANARA BANK CD 11MAR27
0.3% - 111
SUNDARAM FINANCE LIMITED SR Z8 7.45 NCD 16MR29 FVRS1LAC
0.3% - 112
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
0.3% - 113
Union Bank of India (10/02/2027) #
0.3% - 114
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LAC
0.3% - 115
SUNDARAM FINANCE LIMITED SR Z6 7.05 NCD 24NV28 FVRS1LAC
0.2% - 116
BAJAJ HOUSING FINANCE LIMITED 7.10 NCD 16OT28 FVRS1LAC
0.2% - 117
POWER FINANCE CORPORATION LTD. SR-103 8.94 LOA 25MR28 FVRS10LAC
0.2% - 118
LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LAC
0.2% - 119
POWER FINANCE CORPORATION LTD. SR-172 7.74 BD 29JN28 FVRS10LAC
0.2% - 120
LIC HOUSING FINANCE LIMITED SR TR 376 8.80 LOA 25JN29 FVRS10LAC
0.2% - 121
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES VI 8.37 LOA 25MR29 FVRS10LAC
0.2% - 122
POWER FINANCE CORPORATION LTD. SR 196 7.41 BD 25FB30 FVRS10LAC
0.2% - 123
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
0.2% - 124
HINDUSTAN PETROLEUM CORPORATION LIMITED SR I 7.74 NCD 02MR28 FVRS1LAC
0.2% - 125
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
0.2% - 126
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC
0.2% - 127
JM FINANCIAL HOME LOANS LIMITED SR II TR S 9 NCD 13AG27 FVRS1LAC
0.2% - 128
POWER FINANCE CORPORATION LIMITED SR 244B 7.40 BD 15JN30 FVRS1LAC
0.2% - 129
NATIONAL HOUSING BANK 7.29 BD 04JL31 FVRS1LAC
0.2% - 130
POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC
0.2% - 131
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
0.2% - 132
Torrent Power Ltd.
0.2% - 133
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 190 6.65 BD 20MY30 FVRS1LAC
0.1% - 134
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
0.1% - 135
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24
0.1% - 136
Power Grid Corporation of India Ltd SR-LVIII Bonds 7.89 09/03/2027
0.1% - 137
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
0.1% - 138
Tamilnadu State SDL 7.27 12/07/2027
0.0% - 139
HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR
0.0% - 140
KOTAK MAHINDRA BANK LIMITED CD 21DEC26
0.0% - 141
Tamilnadu State SDL 7.23 14/06/2027
0.0% - 142
CENTRAL GOVERNMENT LOAN 29208 GOI 03AG30 5.77 FV RS 100
0.0% - 143
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100
0.0% - 144
STATE DEVELOPMENT LOAN 33837 AP 17JN31 7.64 FV RS 100
0.0%
What does it cost?
0.27% a year: ₹27 on every ₹10,000 you hold.
The middle fee for Floater direct plans is 0.28%.
Exit load: None
How has it done?
- 1 year
- +5.5%
- 3 years, per year
- +7.5%
- 5 years, per year
- +6.9%
Worst fall so far: −1.3% (Mar 2020 to Mar 2020).
Against other Floater funds: out of 127 three-year stretches, it finished above the middle Floater fund in 42.
In Jan–Apr 2020 alone it fell 1.3%; the middle fund fell 1.8%.
Past prices are not a forecast of anything.
Events
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 16 May 2026Fee moved between 0.26% and 0.31% a year (7 changes, 3 Dec 2025 – 16 May 2026).
- 4 May 2022Fee changed from 0.23% to 0.26% a year.
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 30 September 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026