Nippon India Credit Risk Fund

Mutual fund

Regular · Growth

Same portfolio. Regular plans include a distributor’s fee.

Direct · Growth0.61% a year

· AMFI 112938

₹38.42

+6.4%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Credit Risk
Yearly fee: 1.39%; Since 26 June 2026
Fund size: ₹1,574 crore
Started: 1 January 2013
Exit load: 1% if sold within 12 months, on units over 25% of the investment
Compared against: CRISIL Credit Risk Debt B-II Index
Plan: Regular · Growth
Holds: 63 lines, no company shares; 63 lines in all
Holdings as at: 30 August 2026

What does it hold?

Bonds and money market 90.8% · cash 9.2% · holdings as at 30 August 2026

1
Repo
7.7%
2
TRIUMPH COMPOSITES PRIVATE LIMITED 10.50 NCD 27AP31 FVRS1LAC
4.8%
3
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LAC
3.5%
4
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC
3.5%
5
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC
3.5%
6
DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LAC
3.2%
7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC
3.1%
8
HDFC Bank Limited (15/02/2027) ** #
3.1%
9
MUTHOOT FINCORP LIMITED 10.40 NCD 30DC33 FVRS10000
2.9%
10
SHRIRAM HOUSING FINANCE LIMITED SR 35 9.25 NCD 04OT27 FVRS1LAC
2.6%

Show all 63

11
NAVI FINSERV LIMITED 10.20 NCD 05AG27 FVRS10000
2.5%
12
GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LAC
2.5%
13
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
2.5%
14
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC
2.2%
15
HIRANANDANI FINANCIAL SERVICES PRIVATE LIMITED 9.95 RR NCD 24FB28 FVRS1LAC
2.2%
16
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27
2.1%
17
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC
2.1%
18
AUXILO FINSERVE PRIVATE LIMITED SR AUX20252603 RR NCD 11AG28 FVRS1LAC
2.0%
19
MANCHERIAL REPALLEWADA ROAD PRIVATE LIMITED SR B 8.28 RR NCD 31MR31 FVRS90420
2.0%
20
STATE DEVELOPMENT LOAN 22817 RAJ 11MR30 6.84 FV RS 100
1.9%
21
JSW Kalinga Steel Ltd.
1.6%
22
GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100
1.6%
23
REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LAC
1.6%
24
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100
1.6%
25
MINDSPACE BUSINESS PARKS REIT SR NCD9 7.96 NCD 11MY29 FVRS1LAC
1.6%
26
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
1.6%
27
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV B 9.15 BD 30NV27 FVRS1LAC
1.6%
28
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC
1.6%
29
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LAC
1.6%
30
INCRED FINANCIAL SERVICES LIMITED 8.90 NCD 17MR28 FVRS1LAC
1.6%
31
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC
1.6%
32
6.57% Tamil Nadu SDL 13-Jan-2031
1.6%
33
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC
1.5%
34
Net Current Assets
1.4%
35
NUVOCO VISTAS CORPORATION LIMITED SR IV TR 3 10.15 NCD 06JL77 FVRS10LAC
1.4%
36
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LAC
1.4%
37
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100
1.3%
38
Torrent Power Ltd.
1.3%
39
MUTHOOT MCRED LIMITED SR I 9.25 NCD 25FB28 FVRS10000
1.3%
40
Telangana State SDL 7.65 15/02/2032
1.0%
41
VERITAS FINANCE LIMITED SR 22A 8.90 NCD 29JU28 FVRS1LAC
0.9%
42
MUTHOOT MICROFIN LIMITED 9.7 NCD 23JN28 FVRS1LAC
0.9%
43
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
0.9%
44
KOSAMATTAM FINANCE LIMITED 10 NCD 29AG27 FVRS10000
0.8%
45
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
0.7%
46
STATE DEVELOPMENT LOAN 21257 KAR 30JN31 8.22 FV RS 100
0.7%
47
Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027
0.6%
48
ADANI TRANSMISSION STEP-TWO LIMITED SR III 7.70 NCD 30SP28 FVRS1LAC
0.6%
49
TRUST INVESTMENT ADVISORS PRIVATE LIMITED 62D CP 23SEP26
0.6%
50
INDOSTAR HOME FINANCE PRIVATE LIMITED 9.40 NCD 19SP26 FVRS1LAC
0.5%
51
SURYAPET KHAMMAM ROAD PRIVATE LIMITED SR A 8.08 RR NCD 30JU35 FVRS1LAC
0.4%
52
STATE DEVELOPMENT LOAN 20761 MP 08AG28 8.42 FV RS 100
0.3%
53
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LAC
0.3%
54
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC
0.3%
55
GOI Sec 7.17 17/04/2030
0.3%
56
MUTHOOT MCRED LIMITED SR I TR XVI 9.25 NCD 18MY28 FVRS10000
0.3%
57
Others Class A2 AIF
0.3%
58
VASTU FINSERVE INDIA PRIVATE LIMITED SR III 8.95 NCD 03JL29 FVRS1LAC
0.3%
59
INDOSTAR HOME FINANCE PRIVATE LIMITED 9.40 NCD 21NV26 FVRS1LAC
0.3%
60
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
0.2%
61
GODREJ PROPERTIES LIMITED SR 2 8.55 NCD 26JL29 FVRS1LAC
0.1%
62
Others Mrgn Money
0.1%
63
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 B 9.35 NCD 29DC28 FVRS1LAC
0.0%

What does it cost?

1.39% a year: ₹139 on every ₹10,000 you hold.

The middle fee for Credit Risk direct plans is 0.80%.

The direct plan of this fund costs 0.61% a year.

Exit load: 1% if sold within 12 months, on units over 25% of the investment

How has it done?

1 year: +6.4%
3 years, per year: +8.0%
5 years, per year: +7.1%

Worst fall so far: −13.9% (Feb 2020 to Mar 2020).

Past prices are not a forecast of anything.

Events

30 August 2026New portfolio published: holdings as at 30 August 2026.
26 June 2026Fee changed from 1.38% to 1.39% a year.
16 June 2026Fee changed from 1.50% to 1.38% a year.
1 June 2026Fee moved between 1.48% and 1.50% a year (3 changes, 27 May – 1 Jun 2026).
9 May 2026Fee changed from 1.62% to 1.48% a year.

Show all 11

8 May 2026Fee changed from 1.54% to 1.62% a year.
7 May 2026Fee changed from 1.48% to 1.54% a year.
5 May 2026Fee moved between 1.45% and 1.50% a year (3 changes, 2 Jan – 5 May 2026).
20 October 2025Fee moved between 1.43% and 1.46% a year (4 changes, 7 Apr – 20 Oct 2025).
1 March 2025Fee changed from 1.63% to 1.45% a year.
13 June 2023Fee moved between 1.63% and 1.66% a year (6 changes, 16 Jan 2022 – 13 Jun 2023).

Sources and dates

Holdings: Groww's page for this fund, month-end 30 August 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 26 June 2026
Company sizes: SEBI's rank by full market value, 25 September 2026