Kotak Ultra Short Term Fund
Regular · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 102591
₹46.42
+5.9%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹43.84 on 11 November 2025 to ₹46.42 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Ultra Short Duration
- Yearly fee
- 0.82%
- Since 1 October 2026
- Fund size
- ₹15,261 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- NIFTY Ultra Short Duration Debt Index A-I
- Plan
- Regular · Growth
- Holds
- 113 lines, no company shares
- 113 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 100.9% · cash -0.9% · holdings as at 29 September 2026
- 1
AXIS BANK LIMITED CD 14JAN27
4.5% - 2
BANK OF BARODA CD 05FEB27
3.8% - 3
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
3.8% - 4
GOVERNMENT OF INDIA 37831 182 DAYS TBILL 11FB27 FV RS 100
3.4% - 5
STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100
2.9% - 6
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 307D CP 09JUN27
2.3% - 7
MANKIND PHARMA LIMITED SR 2 7.99 NCD 16OT26 FVRS1LAC
2.0% - 8
MUTHOOT FINANCE LIMITED 8.45 NCD 26JU29 FVRS1LAC
1.9% - 9
STATE DEVELOPMENT LOAN 37033 MH 04FB30 6.90 FV RS 100
1.9% - 10
HDFC Bank Ltd (18-Jan-2027) **
1.9%
Show all 113
- 11
MINDSPACE BUSINESS PARKS REIT 351D CP 10JUN27
1.9% - 12
HDFC BANK LIMITED CD 22JAN27
1.8% - 13
91 Days Treasury Bill 03-Dec-2026
1.6% - 14
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27
1.6% - 15
Small Industries Dev Bank of India (04/02/2027) **
1.6% - 16
PUNJAB NATIONAL BANK CD 05FEB27
1.6% - 17
Small Industries Dev Bank of India (18/02/2027) **
1.6% - 18
HDFC BANK LIMITED CD 24FEB27
1.6% - 19
YES BANK LIMITED CD 05MAR27
1.6% - 20
PUNJAB NATIONAL BANK CD 04FEB27
1.4% - 21
TATA PROJECTS LIMITED SR N 8.50 NCD 18DC26 FVRS1LAC
1.3% - 22
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC
1.3% - 23
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC
1.3% - 24
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25
1.3% - 25
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
1.3% - 26
TORRENT PHARMACEUTICALS LTD SR 1 7.45 NCD 19JN28 FVRS1LAC
1.3% - 27
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC
1.3% - 28
GOVERNMENT OF INDIA 37079 364 DAYS TBILL 11FB27 FV RS 100
1.3% - 29
PUNJAB & SIND BANK CD 26FEB27
1.3% - 30
HDFC BANK LIMITED CD 12MAR27
1.3% - 31
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
1.2% - 32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27
1.2% - 33
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC
1.1% - 34
BANK OF BARODA CD 04FEB27
1.1% - 35
HDFC BANK LIMITED CD 05FEB27
1.1% - 36
7.35% Madhya Pradesh Sdl 2027 13.09.2027
1.0% - 37
NUVAMA WEALTH FINANCE LIMITED SR Q8W501A 8.95 NCD 19MY28 FVRS1LAC
1.0% - 38
360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC
1.0% - 39
TATA HOUSING DEVELOPMENT COMPANY LIMITED 364D CP 15JAN27
1.0% - 40
IIFL FINANCE LIMITED 364D CP 21JAN27
1.0% - 41
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27
0.9% - 42
THE FEDERAL BANK LIMITED CD 09JUN27
0.9% - 43
MANKIND PHARMA LIMITED SR 3 7.97 NCD 16NV27 FVRS1LAC
0.8% - 44
ICICI HOME FINANCE COMPANY LIMITED SR HDBJUL271 TR 1 RR BD 16JL29 FVRS1LAC
0.8% - 45
THE FEDERAL BANK LIMITED CD 28JAN27
0.8% - 46
IIFL FINANCE LIMITED 182D CP 01FEB27
0.8% - 47
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
0.7% - 48
EMBASSY OFFICE PARKS REIT SR V TR B 7.05 NCD 18OT26 FVRS10LAC
0.7% - 49
MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC
0.7% - 50
STATE DEVELOPMENT LOAN 30884 GUJ 20OT26 6.04 FV RS 100
0.7% - 51
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC
0.7% - 52
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC
0.7% - 53
VEDANTA LTD.**
0.7% - 54
360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC
0.7% - 55
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED 362D CP 18NOV26
0.7% - 56
MANAPPURAM FINANCE LIMITED 365D CP 03DEC26
0.7% - 57
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
0.7% - 58
TATA CAPITAL HOUSING FINANCE LIMITED SR E 7.30 NCD 11FB28 FVRS1LAC
0.7% - 59
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LAC
0.7% - 60
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27
0.6% - 61
CANARA BANK CD 29JAN27
0.6% - 62
MUTHOOT FINANCE LIMITED 360D CP 22JAN27
0.6% - 63
INDUSIND BANK LTD. CD 05FEB27
0.6% - 64
CANARA BANK CD 02MAR27
0.6% - 65
HDFC Bank Limited (15/02/2027) ** #
0.6% - 66
UNION BANK OF INDIA CD 03MAR27
0.6% - 67
BIRLA GROUP HOLDINGS PRIVATE LIMITED 365D CP 12MAR27
0.6% - 68
MUTHOOT FINANCE LIMITED 360D CP 04MAR27
0.6% - 69
AXIS SECURITIES LIMITED 255D CP 15MAR27
0.6% - 70
Tamilnadu State SDL 7.07 14/12/2026
0.5% - 71
MUTHOOT FINANCE LIMITED OP I 7.88 NCD 22NV28 FVRS1LAC
0.5% - 72
CANARA BANK CD 28JAN27
0.5% - 73
MUTHOOT FINANCE LIMITED 361D CP 05FEB27
0.5% - 74
EMBASSY OFFICE PARKS REIT 342D CP 18MAR27
0.5% - 75
CHOLAMANDALAM SECURITIES LIMITED 365D CP 12MAR27
0.4% - 76
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC
0.4% - 77
Bihar State SDL 7.59 2027
0.3% - 78
Karnataka State SDL 7.59 15/02/2027
0.3% - 79
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
0.3% - 80
TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC
0.3% - 81
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC
0.3% - 82
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
0.3% - 83
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC
0.3% - 84
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC
0.3% - 85
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC
0.3% - 86
GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC
0.3% - 87
LIQUID GOLD SERIES 14 SERIES A PTC 29SEP25
0.3% - 88
CANARA BANK CD 12FEB27
0.3% - 89
PUNJAB NATIONAL BANK CD 10FEB27
0.3% - 90
MUTHOOT FINANCE LIMITED 360D CP 04FEB27
0.3% - 91
BANK OF INDIA CD 18FEB27
0.3% - 92
CANARA BANK CD 04MAR27
0.3% - 93
BANK OF BARODA CD 08MAR27
0.3% - 94
HDFC BANK LIMITED CD 05MAR27
0.3% - 95
CREDILA FINANCIAL SERVICES LIMITED 364D CP 01MAR27
0.3% - 96
UNION BANK OF INDIA CD 02MAR27
0.3% - 97
Others Class A2 AIF
0.3% - 98
Gujarat State Government Securities (09/11/2026)
0.3% - 99
LIQUID GOLD SERIES 9 SERIES A PTC 08MAY25
0.3% - 100
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC
0.3% - 101
Repo
0.2% - 102
LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC
0.2% - 103
Union Bank of India CD
0.2% - 104
Gsec C-STRIPS Mat 17-Dec-2026
0.2% - 105
GODREJ PROPERTIES LIMITED SR 1 8.40 NCD 25JN28 FVRS1LAC
0.2% - 106
GODREJ INDUSTRIES LIMITED SR 1 8.10 NCD 22MY28 FVRS1LAC
0.2% - 107
CANARA BANK CD 02FEB27
0.2% - 108
BANK OF BARODA CD 05MAR27
0.2% - 109
GODREJ INDUSTRIES LIMITED SR 1 8.42 NCD 27DC27 FVRS1LAC
0.1% - 110
360 ONE PRIME LIMITED 364D CP 25FEB27
0.1% - 111
GODREJ FINANCE LIMITED SR A 8.75 NCD 18JN27 FVRS1LAC
0.0% - 112
HDFC BANK LIMITED CD 02MAR27
0.0% - 113
Net Payables
-1.0%
What does it cost?
0.82% a year: ₹82 on every ₹10,000 you hold.
The middle fee for Ultra Short Duration direct plans is 0.29%.
The direct plan of this fund costs 0.36% a year.
Exit load: None
How has it done?
- 1 year
- +5.9%
- 3 years, per year
- +6.7%
- 5 years, per year
- +6.2%
Worst fall so far: −0.9% (Mar 2020 to Mar 2020).
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee moved between 0.82% and 0.82% a year (2 changes, 30 Sep – 1 Oct 2026).
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 1 September 2026Fee moved between 0.80% and 0.83% a year (18 changes, 14 Nov 2022 – 1 Sep 2026).
- 28 June 2022Fee changed from 0.77% to 0.80% a year.
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026